68% of consumers want to use cryptocurrencies to pay for goods. 51% of US consumers would be more inclined to shop with brands that accept crypto payments. And 66% of crypto users in the UK value their digital assets up to £2500.

So, tell me, is crypto payment the future or not?

In 2022, Mercuryo conducted research with a main focus on the practical use of cryptocurrencies. The research later shows that two in three people (68%) want to be able to use cryptocurrencies in the same way they use other currencies in their everyday life. And 59% of people would like to see the mainstream adoption of cryptocurrency.

We are at a turning point in the adoption of crypto solutions.

Cryptocurrency payments have several potential advantages over traditional payment methods:

1. Fast and efficient: Cryptocurrency transactions can be processed very quickly, often in just a few minutes. This is because they are verified by a decentralized network of computers rather than a central authority, such as a bank.

2. Low fees: Cryptocurrency transactions typically have very low fees, especially compared to traditional payment methods like credit cards or wire transfers.

3. Secure: Cryptocurrencies use advanced cryptographic techniques to secure transactions and prevent fraud.

4. Global: Cryptocurrencies can be used to send and receive payments anywhere in the world, without the need for intermediaries like banks or payment processors.

5. Decentralized: Cryptocurrencies are decentralized, meaning they are not controlled by any single entity. This makes them resistant to censorship and fraud.

6. Pseudonymous: While cryptocurrency transactions are recorded on a public ledger (the blockchain), they are not directly linked to an individual’s personal information. This makes them attractive for users who value privacy.

7. Programmable: Some cryptocurrencies, such as Ethereum, have built-in programming languages that allow for the creation of smart contracts. Smart contracts are self-executing contracts with the terms of the agreement between buyer and seller being directly written into lines of code.

8. Accessibility: Cryptocurrencies can be accessed by anyone with an internet connection and a device to use. This makes them an appealing option for people in countries with underdeveloped financial systems or for those who are unbanked or underbanked.

Despite their many potential advantages, there are also some drawbacks to using cryptocurrency as a payment method:

1. Volatility: The value of cryptocurrencies can be very volatile, meaning that their value can fluctuate dramatically over short periods of time. This can make them an uncertain choice for merchants who need to be able to accurately predict their revenue.

2. Lack of regulation: Cryptocurrencies are not regulated by governments or financial institutions, which can make them attractive to criminals and raise concerns about fraud and money laundering.

3. Limited acceptance: While an increasing number of merchants are beginning to accept cryptocurrency as a form of payment, it is still not widely accepted. This means that users may not always be able to use their cryptocurrency to make purchases.

4. Complexity: Cryptocurrencies and the technology that powers them (blockchain) can be complex and difficult to understand, which can make them intimidating or confusing for some users.

5. Security risks: Cryptocurrency transactions are irreversible, which means that if a user sends their funds to the wrong address or falls victim to a scam, they will not be able to recover their funds.

6. Limited functionality: While some cryptocurrencies have additional features, such as the ability to create smart contracts, many are limited in their functionality and cannot be used for a wide range of purposes.

7. Lack of consumer protections: Cryptocurrencies do not offer the same level of consumer protections as traditional payment methods, such as chargebacks or fraud protection.

Crypto Payments is the Future. But this future isn’t guaranteed, the bridges to this new world must be built.

Horus is here to build that bridge. 
Horus was born with one mission: Bring crypto to the masses, by creating a payment layer needed for this industry to thrive.

Horus is a smart contract framework that introduces a new way to move your digital value in a decentralized, transparent, secure, and privacy manner. Horus is designed to make it easy for people to use crypto in their daily lives.

In simple terms, Horus is your cryptographic Paypal where you pay for everything you need in crypto, effortlessly and pleasantly.

Horus’ products are designed to onboard and engage users in the crypto universe — with a clear and self-explanatory UX. Users will have no trouble navigating through the crypto world, and no longer need to feel overwhelmed by this new technology.

All of Horus’ products are built on the open and permissionless nature of cryptocurrency, allowing anyone to send and receive money globally without limitations. Currently, Horus offers main products:

• Public and Shielded Transfer: Our core products ensure fast and secure crypto transactions, now with an added dash of privacy thanks to our ZK cryptography.

• Payment Links: Sending crypto to a specific Horus user or address has never been easier. With our unique URL system, you can skip the hassle of wallet addresses and make seamless transactions, all while maintaining your privacy.

• Horus Wallet: Take control of your crypto with our non-custodial wallet. Your keys, addresses, and funds are in your hands, protected by the best privacy measures, courtesy of our ZK cryptography.

• Payment SDK: Want to integrate crypto payments into your website or platform? Our user-friendly Payment SDK has got you covered. No coding or technical knowledge required, just pure convenience and privacy.

• Horus Payment Webhook: Simplify and automate your payment processes with our Horus Payment Webhook. Seamlessly connect your applications and systems to Horus, receiving real-time payment notifications and updates.

• Horus Privacy Dex: Experience decentralized trading with an emphasis on privacy using Horus Privacy Dex. Our decentralized exchange allows you to trade crypto assets securely and privately, empowering you to take control of your financial transactions.

We invited you to join us on the journey to a decentralized future, where data is liberated, and humanity can achieve financial freedom.

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