Our news (Liu Xianshui) recently, China Ping An Life Insurance Co., Ltd. (hereinafter referred to as “Ping An Life”) released the annual report on claims settlement in 2021. The report shows that Ping An Life Insurance Paid 4.28 million compensation pieces in the whole year, with a total amount of 41.2 billion yuan. The average number of compensation pieces per day exceeded 11726 and the amount of compensation exceeded 110 million yuan. Among them, the amount of compensation for serious diseases was 21 billion yuan, accounting for 51% of the total amount of compensation. Malignant tumor is the first serious disease risk threatening health, and the compensation for malignant tumor in women is much higher than that in men.

In this regard, the claims annual report makes big data statistics on the three risk factors of major diseases, and analyzes the types of serious diseases, age distribution, gender distribution and other factors, which can bring some reference and reference to the development of the industry and the improvement of social insurance awareness.

In addition to serious illness claims, medical and death compensation data also deserve attention.

Ping An Life claims annual report shows that in 2021, disease medical treatment accounted for 65%, far exceeding 35% of accidental medical treatment. The main causes of compensation for accidental medical treatment are falling injury, animal grasping and biting, traffic accident, and disease medical treatment is respiratory disease, cardiovascular and cerebrovascular disease and acute appendicitis.

In the death cases of Ping An Life in 2021, 13% were accidental deaths and 87% were disease deaths. Specifically, the risk factors of accidental death are mainly traffic accidents, high falling and drowning; The top three causes of death compensation were malignant tumor, cardiovascular and cerebrovascular disease and sudden death. It is noteworthy that sudden death ranks the third risk factor for disease death, which is related to the increasing pressure of contemporary people’s life and work. Therefore, the report recommends that customers have regular health checks, stay up less, exercise more and maintain a healthy lifestyle.