Background"Nothing ventured, nothing gained." - various c. 1374 (Chaucer)Taking a risk with someone you trust means sharing the wins, and the losses. We’re comfortable trusting someone we feel will enrich a group rather than exploit it. Financial platforms such as the banks were first attractive, in allowing more individuals to take risks towards greater individual ventures. But like most platforms the relationship with its users shifted from being attractive, to extractive (a16z). The combin...