The most exciting thing about DeFi & Web3 is definitely its potential to unlock massive prosperity globally. For example, there could be a DeFi credit rating service and a DeFi lending platform. Thinking back to the 2008 GFC, we saw that one of the core causes of this crisis was the lack of transparency in the CDOs in terms of the underlying assets. Credit rating agencies would falsify ratings on CDOs and investment banks would hide losses on CDOs. This led to a massive bubble where assets we...