In many cities across Africa, drivers of three-wheeler passenger vehicles—commonly known as "KEKE" in Nigeria and "Pragia" in Ghana—face an uphill battle. The majority don’t own the vehicles they drive. Instead, they lease them from owners who require daily payments, placing pressure on drivers to not only cover the lease but also fuel costs, sometimes even emergency repairs out of their daily earnings. At the end of a long day, many drivers are left with barely enough to take home. Savings? ...