The current American financial system is in a dire situation. To describe this I only want to find an apt picture or analogy that can give the proper guidance on how to navigate and survive.

The fundamental base that I build all my ideas off of is the term value. Value is somethings worth, but also what you can get for it in a market. This can be because of utility or any myriad of reasons only determined by the buyer.

When I think about the value that we are currently basing our financial system off of, it seems to be a whirlpool of confusing terms and convoluted concepts meant for only the financially educated to understand. But it is much simpler than that because when you get to the bottom of the whirlpool we all essentially stand on top of US treasuries.

When the stability of US treasuries is called into question, the spiral of debt and overvalued equities becomes cause for concern. The value of each only relying on the stability of the currency ungirding them. A currency of which is based on debt against the United States government’s ability to collect revenue (taxes) from its citizens.

If we were to describe it, simply, the debasement of this currency over time through the act of overt money printing or subversive money creation (quantitative easing), makes it increasingly difficult for consumers and business to meet their debt requirements over time because more value is needed relative to the initial agreement to make good on that debt. Meaning that as time goes on the economy will continue to be drained of value as debt continues to reach maturity and must be repaid. In the current environment it is at an outsized margin because of the large amounts of debt that was taken out during favorable interest rate benchmarks in the recent past.

So the only way to save yourself and get out of the whirlpool and find solid ground is to find an asset or value storage mechanism that can achieve outsized stability or growth against the dollar to be reliable in maintaining debt in the system, or more importantly the debt that you owe.

I want to end this with a few quotes on how we can perceive value within a system where value is constantly dissipating.

Where is the value, what does it look like, and what measures it?

Money is not real.
It is a conscious agreement
on measuring value.
John Ralston Saul

(*1947, Canadian author, and essayist)

Everything is worth
what its purchaser
will pay for it.
Publilius Syrus

(1st century BC, Latin writer of maxims)

Nowadays people know
the price of everything
and the value of nothing.
Oscar Wilde

(1854 – 1900, Irish writer and poet)

Things only have the value
that we give them.
Molière

(1622 – 1673, French actor and playwright)

The current American financial system is in a dire situation. To describe this I only want to find an apt picture or analogy that can give the proper guidance on how to navigate and survive.

The fundamental base that I build all my ideas off of is the term value. Value is somethings worth, but also what you can get for it in a market. This can be because of utility or any myriad of reasons only determined by the buyer.

When I think about the value that we are currently basing our financial system off of, it seems to be a whirlpool of confusing terms and convoluted concepts meant for only the financially educated to understand. But it is much simpler than that because when you get to the bottom of the whirlpool we all essentially stand on top of US treasuries.

When the stability of US treasuries is called into question, the spiral of debt and overvalued equities becomes cause for concern. The value of each only relying on the stability of the currency ungirding them. A currency of which is based on debt against the United States government’s ability to collect revenue (taxes) from its citizens.

If we were to describe it, simply, the debasement of this currency over time through the act of overt money printing or subversive money creation (quantitative easing), makes it increasingly difficult for consumers and business to meet their debt requirements over time because more value is needed relative to the initial agreement to make good on that debt. Meaning that as time goes on the economy will continue to be drained of value as debt continues to reach maturity and must be repaid. In the current environment it is at an outsized margin because of the large amounts of debt that was taken out during favorable interest rate benchmarks in the recent past.

So the only way to save yourself and get out of the whirlpool and find solid ground is to find an asset or value storage mechanism that can achieve outsized stability or growth against the dollar to be reliable in maintaining debt in the system, or more importantly the debt that you owe.

I want to end this with a few quotes on how we can perceive value within a system where value is constantly dissipating.

Where is the value, what does it look like, and what measures it?

Money is not real.
It is a conscious agreement
on measuring value.
John Ralston Saul

(*1947, Canadian author, and essayist)

Everything is worth
what its purchaser
will pay for it.
Publilius Syrus

(1st century BC, Latin writer of maxims)

Nowadays people know
the price of everything
and the value of nothing.
Oscar Wilde

(1854 – 1900, Irish writer and poet)

Things only have the value
that we give them.
Molière

(1622 – 1673, French actor and playwright)