The world of finance has never been that prone to disruptions: around 80% of personal transactions and 43% of the banking system rely on COBOL, a 60-year-old programming language. With AI, geostrategic instability, volatility in the commodity market, new financial systems from the BRICS and the adoption of decentralized network technologies, you’d better plan ahead. In this article, I will take you through the disruptive potential of the tokenization of off-chain assets or what many like to c...