Money is a vital aspect of life that is necessary for survival, but it can also be a source of stress and hardship. The saying "money time is always hard time" highlights the challenges that people face when they do not have enough money to meet their basic needs or when they are struggling to make ends meet.

In today's world, the cost of living continues to rise, while wages and salaries often fail to keep up with the increasing expenses. This creates a situation where many people are living from paycheck to paycheck, with no room for financial emergencies or unexpected expenses. In such circumstances, even a small setback, such as a medical bill or a car repair, can be a significant financial burden.

When people are struggling with their finances, they often have to make difficult decisions about how to spend their limited resources. They may have to choose between paying for food or rent, or deciding whether to buy medicine or clothes for their children. These choices can be emotionally and mentally taxing, leading to stress and anxiety.