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Jun 8

Aligning Around MORPHO — The Only Asset For Morpho

TL;DRMorpho will have only one asset—the MORPHO token. This single-asset approach ensures complete alignment between the network of contributing entities and the Morpho DAO (MORPHO token holders). To clarify this alignment, Morpho Labs is becoming a wholly-owned subsidiary of the Morpho Association to eliminate any perceived conflicts with equity value and ensure that token holders and these contributing entities share the same incentive. As the Morpho DAO explores introducing protocol fees t...

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Understanding Morpho Vaults: Intro & Simplifying Isolated Markets

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Understanding Morpho Vaults: Enabling Diverse Risk Profile

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Aligning Around MORPHO — The Only Asset For Morpho

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The Two Paths Ahead For DeFi: Decentralized Brokers vs. Protocols.

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Morpho Blue and how it enables our vision for DeFi lending

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Morpho’s Mission: Making Financial Infrastructure A Public Good.

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Morpho

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May 26
The Price of Trust
At its core, a loan is a promise of repayment. The critical question is how to evaluate the trust assumptions underlying that promise—whether it is collateral, reputation, or legal contracts. In this article, I explore the fundamental nature of debt, examine how to price the trust assumptions underpinning it, and chart the future of lending infrastructure.What Is Debt?Before Money Existed, There Was DebtFive thousand years ago, humans in small communities managed obligations to one another th...
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May 6
Pioneering the DeFi Mullet: Coinbase in the Front, DeFi in the Back
When fintech companies emerged, they succeeded in reimagining user experiences and distribution channels but remained constrained by traditional financial infrastructure. This created a fundamental limitation: innovative customer-facing solutions built on legacy backend systems. Blockchain technology and decentralized finance (DeFi) now offer an alternative. Today’s financial innovators can leverage DeFi infrastructure to build products that are more scalable, efficient, and transparent than ...
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May 5
The Morpho Effect: April 2025
April is when 🐛 turns into 🦋. It was also a big month for Morpho. A longer than usual round up 👇(slightly longer) TLDR:🔹 Coinbase crypto-backed loans reach $130M+ in active loans with $270M+ in collateral 🔹 Trust Wallet and Ledger integrate Morpho for stablecoin earn features 🔹 Apollo's ACRED levered RWA strategy now runs on Morpho 🔹 World DeFi powered by Morpho and new Morpho Mini App in the World App 🔹 Product releases: Morpho Prime, Morpho Lite, and Open-Source Liquidation Bot...
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Apr 4
The Morpho Effect: March 2025
A quick recap of the Morpho ecosystem over the past month 🦋TLDR🔹 Compound is now building on Morpho 🔹 Vault Risk Disclosures with Credora-powered Risk Ratings 🔹 Seamless migrates from Aave v3 fork to Morpho 🔹 TAC to develop Morpho-powered Mini Apps for Telegram's 1B+ users 🔹 Morpho surpasses $100M in interest generated for lenders 🔹 TruBit Earn+ integrates Morpho, CeFi in the front DeFi in the backHighlights of the monthCompound is now building on MorphoOriginated as a rate optimi...
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Apr 3
Introducing Morpho Prime
Today, we're excited to unveil Morpho Prime, a new product vertical catering to curators and advanced users who require specialized functionality beyond the Morpho App. With Morpho Prime, there are now two distinct product lines. The consumer app provides end-users with an intuitive interface to access lending and borrowing opportunities, while Prime products serve those responsible for creating these opportunities. In the future, Prime will also cater to advanced users by providing gran...
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Apr 3
Seamless 2.0 Powered by Morpho
In early 2025, Seamless migrated a majority of its Earn infrastructure to Morpho Vaults, launching Seamless USDC Vault, Seamless WETH Vault, and Seamless cbBTC Vault. To address the drawbacks of Seamless’s existing smart contract technology — an Aave V3 fork — and to fulfill Seamless' vision for 2025 and beyond, the Seamless DAO recently passed a proposal to migrate its entire lending and borrowing infrastructure to Morpho. Seamless joins Spark, Moonwell, Compound, Index, and other DeFi ...
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Mar 4
OnchainKit Earn: Integrate Morpho Vaults in Minutes
Base OnchainKit just introduced Earn, a pre-built component that allows any app developer building on Base to integrate any Morpho Vaults into their apps in minutes, not weeks. Now, anyone, regardless of their blockchain experience, can add an onchain yield component to their applications with a few snippets of code.Why Onchain Kit, Why Morpho?Benefits of Onchain KitOnchainKit streamlines onchain app development by providing a comprehensive toolkit that combines powerful onchain features with...
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Mar 3
The Morpho Effect: February 2025
A digest of the latest news in the Morpho Ecosystem TLDR: 🔹 The refreshed Morpho App: easier to use, more resilient, and soon to host a range of new features 🔹 Released Pre-liquidation contract that enables enhanced loan management tools 🔹 Morpho multichain expansion continues (Batch 2 includes Unichain, Sonic, Corn, Mode and Hemi) 🔹 Morpho is now the largest lending protocol on Base by TVL and active loans 🔹 Ecosystem updates from Moonwell, Farcaster, Seamless and moreHighlights of the ...
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Feb 27
Introducing Pre-Liquidations: Enhanced Loan Management on Morpho
Today, we're introducing an open-source pre-liquidation factory that enables any application built on Morpho to offer borrowers opt-in loan management features, such as auto-deleverage and auto-close. For any Morpho Market, anyone can configure custom liquidation parameters—when they trigger, what percentage of a position closes, and the associated penalties—that would occur prior to default liquidations. Pre-liquidations expand the Morpho Stack, unlocking new possibilities for applicati...
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Feb 5
The Morpho Effect: January 2025
A monthly digest of what's happening in the Morpho Ecosystem.TLDR:🔹 Coinbase crypto-backed loans are powered by Morpho 🔹 Morpho core contracts are deployed across multiple new chains 🔹 Bundler3 is now available as a public good 🔹 Highlights from the Morpho EcosystemHighlights of the MonthCoinbase introduced crypto-backed Loans powered by Morpho Morpho 🦋 @MorphoLabs Crypto-backed loans on @coinbase powered by Morpho. Now, millions of users can borrow against their BTC on Coinbase. 2,...
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Jan 29
Morpho Everywhere: Infrastructure Mode
Morpho enters infrastructure mode with the Morpho Stack—the full suite of Morpho smart contracts—now deployed across multiple new chains including Polygon POS, Arbitrum, Optimism, Scroll, Ink, World Chain, and Fraxtal. This first wave of deployments marks the beginning of Morpho's multichain strategy. Upcoming deployment batches will prioritize chains with confirmed interest from curators and builders. Deployments under the multichain framework are infrastructure-only, meaning they won&a...