Morpho — The go-to infrastructure for onchain loans.

Understanding Morpho Vaults: Intro & Simplifying Isolated Markets

Morpho Vaults combines the best of isolated markets and multi-asset lending pools to create a better way to lend. In time, we believe Morpho Vaults will become the default lending solution. Today, we are introducing a four-part series explaining why, starting with Part One: Intro to the Morpho Approach & Simplifying Isolated Markets.The Morpho ApproachThere are two main approaches to structuring lending markets in decentralized finance: lending pools and isolated markets. The former excels in...

Morpho’s Mission: Making Financial Infrastructure A Public Good.

This article articulates Morpho's mission, serving as a guiding principle for its decentralizing DAO. It ensures contributions to Morpho remain focused on its overarching goals, rather than chasing fleeting trends.Why financial infrastructure should be a public goodFinancial infrastructures form the backbone of any economy. They are foundational systems where participants in multi-sided markets come together to settle financial operations. Yet, every layer of the financial infrastructure...

Introducing Pre-Liquidations: Enhanced Loan Management on Morpho

Today, we're introducing an open-source pre-liquidation factory that enables any application built on Morpho to offer borrowers opt-in loan management features, such as auto-deleverage and auto-close. For any Morpho Market, anyone can configure custom liquidation parameters—when they trigger, what percentage of a position closes, and the associated penalties—that would occur prior to default liquidations. Pre-liquidations expand the Morpho Stack, unlocking new possibilities for applicati...

Morpho Blue and how it enables our vision for DeFi lending

Today, we published the whitepaper and released the code of Morpho Blue, a new lending protocol. Morpho Blue’s narrow focus enables trustless and efficient lending and borrowing of assets. It provides users with higher collateralization factors, improved interest rates, significantly reduced gas costs, and permissionless market creation. By separating risk management from the immutable core protocol, Morpho Blue will serve as an open base layer capable of bringing a previously unimaginable le...

Aligning Around MORPHO — The Only Asset For Morpho

TL;DRMorpho will have only one asset—the MORPHO token. This single-asset approach ensures complete alignment between the network of contributing entities and the Morpho DAO (MORPHO token holders). To clarify this alignment, Morpho Labs is becoming a wholly-owned subsidiary of the Morpho Association to eliminate any perceived conflicts with equity value and ensure that token holders and these contributing entities share the same incentive. As the Morpho DAO explores introducing protocol fees t...

The Two Paths Ahead For DeFi: Decentralized Brokers vs. Protocols.

DeFi is still in its infancy and faces a major fork in the road: Decentralized Brokers — Platforms similar to TradFi funds or brokers, but with onchain infrastructure and decentralized governance. Protocols — Trustless and general financial primitives that form a foundation for many more layers that can be built on top.Decentralized BrokersI define decentralized brokers as DeFi platforms that enable direct financial interactions between parties but require active human interventions to operat...

Introducing Morpho 🦋

Understanding Morpho Vaults: Intro & Simplifying Isolated Markets

Morpho’s Mission: Making Financial Infrastructure A Public Good.

Introducing Pre-Liquidations: Enhanced Loan Management on Morpho

Morpho Blue and how it enables our vision for DeFi lending

Aligning Around MORPHO — The Only Asset For Morpho

The Two Paths Ahead For DeFi: Decentralized Brokers vs. Protocols.

Subscribe to Morpho

Morpho — The go-to infrastructure for onchain loans. — Page 7

Introducing Morpho 🦋

Understanding Morpho Vaults: Intro & Simplifying Isolated Markets

Morpho’s Mission: Making Financial Infrastructure A Public Good.

Introducing Pre-Liquidations: Enhanced Loan Management on Morpho

Morpho Blue and how it enables our vision for DeFi lending

Aligning Around MORPHO — The Only Asset For Morpho

The Two Paths Ahead For DeFi: Decentralized Brokers vs. Protocols.

Subscribe to Morpho