Based on the concept of inclusive finance proposed by the United Nations in 2005, NPC aims to provide reliable and easy-to-use financial services to billions of people around the world who do not have access to formal financial services, so that they can participate equally in the economic system.

According to the World Bank Report, there are still 2 billion people in the world who do not have access to formal financial services, accounting for 38% of the world’s adults. Another 73% of the poor do not have bank deposits due to account opening fees, geographical restrictions on bank branches, personal beliefs, and the difficulties often encountered in opening bank accounts. So paradoxically, in a globalized world, more than one-third of the population is still excluded from the formal financial system.

Professor Yunus, winner of the 2006 Nobel Peace Prize and president of the Grameen Bank of Bangladesh, said: The right to credit is a human right. That is, everyone should have the right to access financial services. Only when everyone has the opportunity to have financial services can everyone have the opportunity to participate in economic development, change their relationship with society, and promote the harmony and prosperity of the entire society. We believe that in a global collaborative economy, everyone has the right and can independently control financial services.

NPC’s core philosophy and functionsInclusive financial services: NPC aims to provide responsible and sustainable financial services through blockchain technology to help low-income people and groups that are out of reach of the traditional financial system.Multi-chain technology integration: Using its advanced blockchain technology, NPC has achieved seamless links between different financial networks, and greatly improved the liquidity and efficiency of assets through multi-chain fusion technology.Innovative financial product launch: NPC plans to introduce DeFi products such as decentralized lending, liquidity mining, and Swap transactions to provide users with more diverse investment options and value-added services.Lending and income mechanism: The lending rate of the NPC platform can be adjusted instantly, and users can join or exit at any time. The tokenized debt greatly accelerates asset liquidity.Decentralization and user autonomy: Emphasizing decentralized management and user-involved decision-making processes ensures the transparency and fairness of the platform, and users can directly participate in platform governance.

NPC’s global impact and outlookWith the development of globalization, more than one-third of the population is still excluded from the formal financial system. NPC, through its decentralized financial services, not only solves this problem, but also promotes the growth of global financial inclusion. By providing low-threshold financial products and services, NPC enables everyone to have the opportunity to participate in the global economy, thereby promoting the overall prosperity and development of society.NPC’s success is not only reflected in technological innovation, but also in how it benefits billions of users around the world, especially those who previously had no access to traditional banking services. In the future, NPC will continue to expand its service scope, deepen its influence in the global financial market, and realize its vision of becoming a leading global inclusive financial platform.In this way, NPC not only provides financial services to users, but also promotes the democratization and popularization of finance on a global scale, proving the revolutionary role of blockchain technology in modern finance. NPC (Neutral Financial Inclusion Platform) is committed to breaking down the barriers between traditional finance and blockchain finance, and building an efficient, secure and transparent financial ecosystem through DeFi (decentralized finance) applications.