On Yahoo Finance this morning Terra founder Do Kwon made a comment that how Anchor pays 20% APY is "complicated". While I realize that it may take more than a couple of sentences to describe I really don't feel it is that complicated and the more people that understand it the better. We really need to end the idea that there is some trick or Ponzi scheme going on here. So here is my best attempt to explain in layman's terms. In layman's terms it is quite long so I'll give ...