Banking made available to us through the Affordable Care Act. The glass is not half full - it is three - quarters full - of water. Its glass is (nearly) full and it is drinking itself clean. A glass is said to be full if it is empty when it is held up to your mouth. A half full glass of water still requires a lot of effort to drink. Filling a glass of water is a simple act. But putting that glass up to your mouth requires all of your focus. The single most important thing you can do to be hea...