In today's society, if you want to ask what can touch everyone's sensitive nerves, it is probably the house. Social, marriage, and class are all deeply tied to real estate. The house has become the hard currency of this society, the hard currency that surpasses everything and crushes everything. It not only makes us anxious and desperate, but also gives us safety and security.
As for house buyers, there are always three questions lingering in their hearts: which city to buy? Which lot to buy? What kind of house do you want to buy? In fact, in my opinion, these three questions are very simple. As long as you can deeply understand the objective factors attached to the real estate, you can choose a good house that maintains and increases the value.
Choice of city
Real estate investment must be selected according to the city level and city ranking from high to low. The core of real estate value investment is urban investment, and the expectation of real estate appreciation is the expectation of urban development. Maybe you don't have the ability to buy houses across cities, but you must have the awareness to buy houses across cities. Because vision is far more important than ability, and choice is far more important than persistence. Only if you try to squeeze into a big city, your descendants will have the opportunity to achieve class leap. Be sure to remember one sentence: It is better to buy a bed in a big city than a suite in a small city.
Location selection
The ultimate goal of real estate investment is to sell the house. Of course, you can choose to hold it for a long time, but realizing it is the ultimate ownership of real estate investment. The short-term housing prices in an area may be supported by investors, but the long-term housing prices must be supported by the actual local demand for self-occupancy. Therefore, to see whether housing prices in a region will rise or fall in the future, there is only one indicator the proportion of investors.
Investors accounting for less than 20% belong to the safe range and can be purchased; 20%-50% belong to the dangerous range and are not recommended to buy; more than 50% belong to the warning range and purchases are strictly prohibited. Because within a real estate cycle, there are both easing policies and restrictive policies. In areas where the proportion of investors is too high during the easing policy period, the high housing prices when the restrictive policies are introduced will inevitably be concentrated selling and cashing out.
In areas with a high self-occupancy rate, even if the policy continues to be tightened, due to the dominance of residential attributes and controllable purchase costs, the leverage ratio is not high, and there is a strong atmosphere of reluctance to sell, there will be no concentrated selling, so the turnover rate is very low. The volume shrank, and the house price went sideways, with a slight drop at most.
Therefore, what is supported by just-needed self-occupiers is the house price, and what is supported by investors can only be called a bubble.
On the other hand, all products have depreciation, and houses also depreciate, but land does not. Instead, the value of land will gradually increase with the increase of land investment and the development of social economy. Therefore, to choose a location is to choose a place with high added value , such as convenient transportation, prosperous business, top school district, scarce landscape, etc. The house attached to these high value-added conditions is a good house worthy of investment and self-occupation. If you still can’t choose, then I tell you, you just do your best to be neighbors with rich and powerful people.
In the final analysis, buying a house is buying popularity and added value, and everything else is nonsense!