Introduction.The following piece is a thought experiment drawn from diverse influences. It is not an academic paper supported by formal references, but rather a reflection shaped by experience and ongoing study. At times, it may seem like a collection of scattered ideas because it forms part of a larger work that may one day evolve into a book.The disillusion.For more than 12,000 years, human civilisation has been organised through systems of our own invention: political structures, religions...

by Jacek KornelukIntroduction.I have been talking about and referring to space-related topics for a long time. I proposed a Starlink to be adopted in my project named LedgerMed back in 2022. All of a sudden, I have this feeling that the whole world just got super active with space activities. So yeah, it feels like the highest time for me to finally dedicate an article to this recently hyped-up topic. Very often at night, I find myself looking up at the sky here in Australia. It’s super clear...

Reassessing Deposit Assistance. A Short-Term Fix or Long-Term Solution?The federal government’s move to expand its 5% deposit scheme for all first-home buyers is a well-intentioned attempt to address a national housing crisis. With the average buyer needing over a decade to save a 20 per cent deposit, tackling this hurdle seems like a logical first step. However, the policy’s expansion, which removes income caps and uncaps places, is a classic demand-side stimulus that risks becoming another ...

by Jacek KornelukI think I am not alone who is experiencing this.There is a certain kind of loneliness that does not come from being physically alone, but from the absence of meaningful conversation. It is not about lacking company, for sure. It is about lacking someone who listens, responds, and challenges your thoughts. Challenge in a way that feels engaging, and what’s more important – it is interesting!Do I ask too much?I work from home. Most of my family, friends, and acquaintances are o...

by Jacek KornelukI think I am not alone who is experiencing this.There is a certain kind of loneliness that does not come from being physically alone, but from the absence of meaningful conversation. It is not about lacking company, for sure. It is about lacking someone who listens, responds, and challenges your thoughts. Challenge in a way that feels engaging, and what’s more important – it is interesting!Do I ask too much?I work from home. Most of my family, friends, and acquaintances are o...

Imagining Two Futures for AI.Suppose that, for better or worse, A.I. is going to advance the world in ways we can’t yet imagine. Alternatively, imagine that the promise of A.I. is currently more hype than substance, and that we are in fact headed for a surprise comparable to the .com bubble. As these are vastly different futures, it is wise to generalise our preparations. I propose two ways to do this: First: We should dust off the old cautionary tales for a new generation. Second: We should ...

by Jacek KornelukIntroduction.These are all catchy terms I often like to use, but what they really mean for the everyday currency user. Do most people even know these terms exist? Let alone understand their meaning? You do not need to be a crypto-native to gain some knowledge about cryptocurrency. Knowing is usually better than staying completely unaware. At the end of the day, not everyone uses cryptocurrency, and not everyone even knows what the “fiat” term means, despite paying with it for...

The Broken State of Traditional Construction.For over a century, residential on-site construction in Australia, and globally, has relied on labour-intensive processes, brick-and-block assemblies, and a management-contracting/sub-contracting operating model, one that is better suited to commercial projects than house building. Today’s traditional builders face chronic supply-chain disruptions, spiralling material costs, and an acute shortage of skilled trades. As labour and material prices sur...

by Jacek KornelukIntroduction.It all started when I joined a few projects on Discord. That is when I first came across the magic term “Original Gangster” (OG). The rest is a short story, hopefully an interesting one. Have a good read.My Journey into the Inner Circles of Emerging Tech.Discord was nothing I had not tried before. I was on it many years earlier, but the idea of using it to be part of Web3 community, have something to say about the project, and even make a significant impact, was ...

Why is Keeping Crypto “Invisible” better?In April, news headlines across Australia reported that 30,000 banking passwords had been stolen by malware directly from users’ personal devices. The culprit? Infostealer malware – malicious code that slips quietly into a user’s device, remains undetected, and slowly drains sensitive login credentials. But here’s what the headlines didn’t mention: the same malware harvesting banking credentials is simultaneously targeting cryptocurrency private keys, ...

by Jacek KornelukIntroduction.Very often I use words like Stablecoin, Tether, USDT, USDC, DAI, or CBDC. For me, it is completely obvious and normal. The terms are well known to the majority of my friends, but not to all of them. How about you? Are you crypto-native or what they call a “norm”? Which hat are you wearing, or planning to wear?Very soon, even normies will be familiar with digital assets, the digital economy, and Web3 (IMO). The digital transformation toward a digital economy is ra...

by Jacek KornelukA bit of history as an introduction.My first contact with blockchain and Bitcoin was in late 2019, so pretty late, considering the opportunities it was already creating. I wish I had discovered it back in 2016, like many people interested in IT, finance, and digital technologies. Sometimes I dream I had heard about it even earlier, as far back as 2010. Unfortunately, in 2016, I fell in love with AI after coming across IBM’s AI for Dummies. It completely consumed my attention,...

Introduction.The following piece is a thought experiment drawn from diverse influences. It is not an academic paper supported by formal references, but rather a reflection shaped by experience and ongoing study. At times, it may seem like a collection of scattered ideas because it forms part of a larger work that may one day evolve into a book.The disillusion.For more than 12,000 years, human civilisation has been organised through systems of our own invention: political structures, religions...

by Jacek KornelukIntroduction.I have been talking about and referring to space-related topics for a long time. I proposed a Starlink to be adopted in my project named LedgerMed back in 2022. All of a sudden, I have this feeling that the whole world just got super active with space activities. So yeah, it feels like the highest time for me to finally dedicate an article to this recently hyped-up topic. Very often at night, I find myself looking up at the sky here in Australia. It’s super clear...

Reassessing Deposit Assistance. A Short-Term Fix or Long-Term Solution?The federal government’s move to expand its 5% deposit scheme for all first-home buyers is a well-intentioned attempt to address a national housing crisis. With the average buyer needing over a decade to save a 20 per cent deposit, tackling this hurdle seems like a logical first step. However, the policy’s expansion, which removes income caps and uncaps places, is a classic demand-side stimulus that risks becoming another ...

by Jacek KornelukI think I am not alone who is experiencing this.There is a certain kind of loneliness that does not come from being physically alone, but from the absence of meaningful conversation. It is not about lacking company, for sure. It is about lacking someone who listens, responds, and challenges your thoughts. Challenge in a way that feels engaging, and what’s more important – it is interesting!Do I ask too much?I work from home. Most of my family, friends, and acquaintances are o...

by Jacek KornelukI think I am not alone who is experiencing this.There is a certain kind of loneliness that does not come from being physically alone, but from the absence of meaningful conversation. It is not about lacking company, for sure. It is about lacking someone who listens, responds, and challenges your thoughts. Challenge in a way that feels engaging, and what’s more important – it is interesting!Do I ask too much?I work from home. Most of my family, friends, and acquaintances are o...

Imagining Two Futures for AI.Suppose that, for better or worse, A.I. is going to advance the world in ways we can’t yet imagine. Alternatively, imagine that the promise of A.I. is currently more hype than substance, and that we are in fact headed for a surprise comparable to the .com bubble. As these are vastly different futures, it is wise to generalise our preparations. I propose two ways to do this: First: We should dust off the old cautionary tales for a new generation. Second: We should ...

by Jacek KornelukIntroduction.These are all catchy terms I often like to use, but what they really mean for the everyday currency user. Do most people even know these terms exist? Let alone understand their meaning? You do not need to be a crypto-native to gain some knowledge about cryptocurrency. Knowing is usually better than staying completely unaware. At the end of the day, not everyone uses cryptocurrency, and not everyone even knows what the “fiat” term means, despite paying with it for...

The Broken State of Traditional Construction.For over a century, residential on-site construction in Australia, and globally, has relied on labour-intensive processes, brick-and-block assemblies, and a management-contracting/sub-contracting operating model, one that is better suited to commercial projects than house building. Today’s traditional builders face chronic supply-chain disruptions, spiralling material costs, and an acute shortage of skilled trades. As labour and material prices sur...

by Jacek KornelukIntroduction.It all started when I joined a few projects on Discord. That is when I first came across the magic term “Original Gangster” (OG). The rest is a short story, hopefully an interesting one. Have a good read.My Journey into the Inner Circles of Emerging Tech.Discord was nothing I had not tried before. I was on it many years earlier, but the idea of using it to be part of Web3 community, have something to say about the project, and even make a significant impact, was ...

Why is Keeping Crypto “Invisible” better?In April, news headlines across Australia reported that 30,000 banking passwords had been stolen by malware directly from users’ personal devices. The culprit? Infostealer malware – malicious code that slips quietly into a user’s device, remains undetected, and slowly drains sensitive login credentials. But here’s what the headlines didn’t mention: the same malware harvesting banking credentials is simultaneously targeting cryptocurrency private keys, ...

by Jacek KornelukIntroduction.Very often I use words like Stablecoin, Tether, USDT, USDC, DAI, or CBDC. For me, it is completely obvious and normal. The terms are well known to the majority of my friends, but not to all of them. How about you? Are you crypto-native or what they call a “norm”? Which hat are you wearing, or planning to wear?Very soon, even normies will be familiar with digital assets, the digital economy, and Web3 (IMO). The digital transformation toward a digital economy is ra...