To summarize what I have said: aim for the highest; never enter a bar room; do not touch liquor， or if at all only at meals; never speculate; never indorse beyond your surplus cash fund; make the firm's interest yours; break orders always to save owners; concentrate; put all your eggs in one basket， and watch that basket; expenditure always within revenue; lastly， be not impatient， for as Emerson says， “no one can cheat you out of ultimate success but yourselves。”