Quatre Finance is a platform for decentralized applications and services. As a platform, we are committed to continuously building decentralized products that put its users in total control. We released our first product called Digesu.

This is a product targeted at decentralizing the African cultures making it accessible globally. It models against a crude and famous means of raising funds among the Africans where two or more people come together to support one another in raising funds for a particular endeavor or project usually in a small or medium way. Often, it is in rotational order without charging any form of interest.

There are a couple of setbacks associated with this method such as lack of trust, dubious action where one person refuses to pay back, and much more. Using blockchain potentials and strategies, we provide solutions while digitalizing this culture.

With Digesu, users have more than one option and design. Let’s take a scenario where:

Bob, Alice, and Kate decide to fund one another using Digesu with each depositing 3BNB. Firstly the trust aspect is removed when you choose to subscribe to Digesu.

Bob, decide to launch a band on Digesu in a strict mode which only Alice and Kate can join thereafter. At this point, we have a quorum of 3 and the total BNB in the band account will be 9. Based on the algorithm we used, the first to come is the first to be served. Bob will then proceed to get financed with an amount of 9BNB. He is required to have an equivalent amount of QFTs in his wallet before the fund can be released to him. If Bob had set up the band with a multiplier of say 1.5 (that is, collateral index) then Bob will have a QFT amount of 9BNB x 1.5 in his wallet.

This pattern continues until a cycle is completed.

This is a period of use of released funds by each band participant. If Bob had set up his band with 7 days duration, the cycle will be 21days. Aside from the implied benefits, Quatre Finance also allows band members to earn by qualifying to participate in the farming of QFT as soon as the band is activated.

A band can be launched with an interest to be charged on all band members. When this happens, the interest generated is shared among the participants less any Owings. Alternatively, anyone can launch a band on Digesu. It is visible to all and sundries. Anyone can join a band launched in non strict mode.

More information is on app.quatre.finance