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Introducing DePA — The World’s First Decentralized Payment Agent Framework

Zen7 Labs is proud to introduce DePA (Decentralized Payment Agent) — a new paradigm for intelligent, autonomous payments. Alongside this concept, we are open-sourcing the core implementation, Zen7 Payment Agent, on GitHub to invite global developers and partners to join our open ecosystem.

>> Explore it now: https://github.com/Zen7-Labs/

From Centralized Gateways to Autonomous Agents

As AI Agents evolve from task executors to fully autonomous entities, one critical capability has remained missing — the ability to pay. Traditional payment systems are centralized, costly, and slow; crypto payments, while decentralized, often remain fragmented, complex, and gas-intensive. Zen7 Labs aims to change that.

What Is DePA?

DePA (Decentralized Payment Agent) introduces a multi-agent payment framework where intelligent agents can autonomously handle payment initiation, authorization, settlement, and confirmation — all without human intervention or custody risks.
The Zen7 Payment Agent is the first implementation of this framework, featuring:

  • Native Multi-Chain Compatibility: Supports multi-chain deployment across the entire EVM ecosystem, compatible with mainstream stablecoins and asset types to enable seamless cross-chain payments.

  • Password-Free Authorization: Adopts a “one-time authorization, multiple password-free payments” mechanism, allowing AI Agents to initiate transactions automatically within the authorized limit — delivering a Web2-like payment experience.

  • Non-Custodial Security: Built on the EIP-712 signature standard, DePA ensures on-chain verifiable control over payment limits and timing without the need to custody assets, fundamentally safeguarding user funds.

  • Gas Fee Abstraction: The Settlement Agent covers gas costs, eliminating the “technical barrier” of crypto payments and making every transaction smooth and effortless.

  • High-Frequency Micro-Payment Optimization: Natively supports AI-to-AI collaboration (A2A) and Multi-Agent Collaboration Protocol (MCP), perfectly suited for high-frequency, low-value payment scenarios.

  • Open Collaboration Ecosystem: The open-source release includes core Agent modules, MCP services, and CLI tools — inviting developers worldwide to co-build the next-generation decentralized payment network.

Solving Core Industry Pain Points

The global cross-border payment market has reached $194.6 trillion, with B2C/C2C segments growing over 30% annually. Meanwhile, AI Agents are increasingly interacting with each other — from content generation to trading — creating massive new demand for autonomous, low-friction payments. Yet, existing solutions remain trapped by:

  • High fees (2–3% for traditional methods)

  • Delayed settlements (T+N cycles)

  • Gas volatility and asset fragmentation on-chain

Zen7 Payment Agent bridges this gap — combining the efficiency of Web3 with the simplicity of Web2.

Inside the Architecture

Zen7’s DePA system features a modular, collaborative structure consisting of:

  • Payer Agent — Handles payment intent and authorization

  • Settlement Agent — Executes and finalizes transactions

  • Payee Agent — Receives and confirms funds

  • Host Agent — Orchestrates communication between agents

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Through EIP-712 signature standards, DePA ensures on-chain verifiable authorization without requiring asset custody. The “authorize once, pay freely” mechanism and Gas Fee Abstraction design together deliver a seamless user experience while maintaining full decentralization and security.

Open Source and Ecosystem Vision

The first open-source release includes the core Agent codebase, MCP service, and CLI toolkit, marking the first step toward a collaborative developer ecosystem.
Future releases will expand to Agentic Commerce modules and cross-chain integration.

“Open source is the foundation of payment infrastructure innovation,” said a Zen7 Labs co-founder&CTO, Shamin Alpha. “We’re inviting the global community to build with us — to make AI Agent payments safer, smarter, and more inclusive.”

Zen7 Labs has set an ambitious roadmap: expanding to more chains, and ultimately launching its own DePA Chain — a decentralized payment network with low latency, high security, and community governance.

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Through node participation and DAO governance, DePA Chain will reward contributors with gas incentives and build the foundation for a sustainable Agent Economy.

About Zen7 Labs

Zen7 Labs is a global technology company dedicated to innovation in intelligent computing and Agent technologies. With years of deep research and development experience in AI and distributed systems, Zen7 Labs is building the foundation for the next generation of autonomous intelligence.

Our core team members come from some of the world’s leading tech companies — Google, Oracle, Alibaba, and JD.com — bringing together extensive expertise in large-scale computation, AI systems engineering, and real-world product implementation.

Learn more & explore the open-source repo

Website:https://www.zen7.org/
GitHub: https://github.com/Zen7-Labs
Email:support@Zen7.com
Twitter:https://x.com/Zen7Labs
Discord:https://discord.gg/sAkNbejzyu