In case you didn't realize as the officer of a financial services company, you have the legal requirement to ensure that every single person working for you is regulated and certified after passing an incredibly difficult series of training. There are a lot of different options and I don't know every single one. But unfortunately Jesse didn't make sure anybody got any training or any certification so he is liable beyond belief. He is complacent. He is negligent. He is unqualified and he is about to be in somewhere a lot worse than jail. It starts with a p and rhymes with risen.