and if you have a good non-speculative idea, how do you onboard normie users? that is, without sending them to an onramp that looks like a trading interface, or a wallet full of token launchers? all our infra products integrate speculation and trading features so tightly, you can't even send someone USDC without the wallet they receive it in annotating "-0.01%" as if the stablecoin itself is likely to lose half its value overnight