
The myth of the full city
Whether it's said out loud or not, invariably something like this comes up when talking about new housing development:“There’s another solution,” says Lucas, mulling over the housing shortage. “I’m not saying I know what it is. Maybe the city’s full. What’s wrong with Windsor instead? Or Cornwall? A hundred years ago, manufacturing and employment were spread out way better than they are now. Everybody needing to be in Toronto and Vancouver is killing us.”So, is Toronto full? Do we need to ret...

The myth of the full city
Whether it's said out loud or not, invariably something like this comes up when talking about new housing development:“There’s another solution,” says Lucas, mulling over the housing shortage. “I’m not saying I know what it is. Maybe the city’s full. What’s wrong with Windsor instead? Or Cornwall? A hundred years ago, manufacturing and employment were spread out way better than they are now. Everybody needing to be in Toronto and Vancouver is killing us.”So, is Toronto full? Do we need to ret...

The housing bias still holding back the Toronto of tomorrow
Last week, we spoke about one of Toronto's failures when it comes to new "missing middle" housing, namely our inability to look forward to the Toronto of tomorrow, as opposed to only thinking about the Toronto of today. But let's not forget that there are greater biases at play here influencing these outcomes. Beneath our concerns about not enough parking (how dare you wage a war on the car?) and congruency with neighbourhood character is a deeply rooted aversion toward higher-density apartme...

The housing bias still holding back the Toronto of tomorrow
Last week, we spoke about one of Toronto's failures when it comes to new "missing middle" housing, namely our inability to look forward to the Toronto of tomorrow, as opposed to only thinking about the Toronto of today. But let's not forget that there are greater biases at play here influencing these outcomes. Beneath our concerns about not enough parking (how dare you wage a war on the car?) and congruency with neighbourhood character is a deeply rooted aversion toward higher-density apartme...

Housing starts in London were 94% below target last year
How regulation and the loss of investor capital created a perfect storm for housing supply

Housing starts in London were 94% below target last year
How regulation and the loss of investor capital created a perfect storm for housing supply

Stablecoins have created borderless value transfer
Stablecoins, as we have talked about, seem to be the first cryptocurrency use case that has achieved product-market fit. According to this recent piece by Chris Dixon in the Financial Times (which was later republished here), stablecoins moved over $12 trillion in value last year, even after filtering out stuff like bot activity. This is closing in on the $17 trillion in transactions that Visa processed last year; but crucially, stablecoin transactions are made at a fraction of the cost. It a...

Stablecoins have created borderless value transfer
Stablecoins, as we have talked about, seem to be the first cryptocurrency use case that has achieved product-market fit. According to this recent piece by Chris Dixon in the Financial Times (which was later republished here), stablecoins moved over $12 trillion in value last year, even after filtering out stuff like bot activity. This is closing in on the $17 trillion in transactions that Visa processed last year; but crucially, stablecoin transactions are made at a fraction of the cost. It a...

The great density dilution
Development density used to be hugely valuable in Toronto; now, it’s not.

The great density dilution
Development density used to be hugely valuable in Toronto; now, it’s not.