So I got a physics math undergrad in 2013. I'm sorry. I reject the idea that this is a crypto problem.
This is how finance works.
The same people in my labs were annoyed that they could leave right now, work for a bank, and double their salaries overnight.
What was apparent and clear is that if these industries outside of finance that are so adamant about being mad that other industries pay more to have the smartest people working in the dumbest stuff, they would pay them more.
My first job out of college was a software engineer in a Harvard lab where the postdoc was paid only $3K more than me. This isn't a crypto problem and we should not accept it.
If people want smart people to work on real problems, demand university stop dumping millions into football programs and hire those people with competitive rates.