Liquidated on AAVE V3? Data says Twyne would’ve probably* saved you
As a credit delegation protocol, Twyne allows a fast way to restructure and defend your loans on existing lending markets such as Aave, Euler, or Morpho. How? By giving borrowers access to an instant liquidation buffer. Twyne lets lenders (Credit LPs) with unused borrowing power delegate it to people that want to improve their debt positions. In other words, borrowers on Twyne can rent other lenders’ credit power to claim higher Liquidation Loan-to-Value Ratios (LLTVs) and protect their loans...
Liquidated on AAVE V3? Data says Twyne would’ve probably* saved you
As a credit delegation protocol, Twyne allows a fast way to restructure and defend your loans on existing lending markets such as Aave, Euler, or Morpho. How? By giving borrowers access to an instant liquidation buffer. Twyne lets lenders (Credit LPs) with unused borrowing power delegate it to people that want to improve their debt positions. In other words, borrowers on Twyne can rent other lenders’ credit power to claim higher Liquidation Loan-to-Value Ratios (LLTVs) and protect their loans...
Twyne for Lenders: Turn your idle borrowing power into APY
Over 60% of all assets in DeFi are sitting idle. For every $100 deposited to Euler, AAVE or Morpho, only $30-$40 is ever borrowed. Individual utilization rates ebb and flow based on collateral type, liquidity depth or APY, but the point remains:A lot of people are depositing into the void.Unused borrowing power on Aave v3For many lenders, the choice not to borrow (much or at all) themselves stems from a risk-off mindset. You’re already exposed to smart contract risk - why slap on additional a...
Twyne for Lenders: Turn your idle borrowing power into APY
Over 60% of all assets in DeFi are sitting idle. For every $100 deposited to Euler, AAVE or Morpho, only $30-$40 is ever borrowed. Individual utilization rates ebb and flow based on collateral type, liquidity depth or APY, but the point remains:A lot of people are depositing into the void.Unused borrowing power on Aave v3For many lenders, the choice not to borrow (much or at all) themselves stems from a risk-off mindset. You’re already exposed to smart contract risk - why slap on additional a...
Liquidation protection and LTV up to 94%. Twyne for Borrowers.
There’s a native inefficiency in how DeFi throttles borrowers. No matter your collateral, use case, or lending market, your credit capacity always gets kneecapped by the Liquidation Loan-to-Value (LLTV). Imagine you deposit $1000 worth of WETH into Euler and borrow 500 USDC. You’re deliberately leaving a healthy liquidation buffer to shield yourself from market swings. At origination, you’re sitting at 50% Loan-to-Value (LTV) - pretty conservative. But then prices move against you. Suddenly, ...
Liquidation protection and LTV up to 94%. Twyne for Borrowers.
There’s a native inefficiency in how DeFi throttles borrowers. No matter your collateral, use case, or lending market, your credit capacity always gets kneecapped by the Liquidation Loan-to-Value (LLTV). Imagine you deposit $1000 worth of WETH into Euler and borrow 500 USDC. You’re deliberately leaving a healthy liquidation buffer to shield yourself from market swings. At origination, you’re sitting at 50% Loan-to-Value (LTV) - pretty conservative. But then prices move against you. Suddenly, ...
Twyne: A credit-delegation protocol, leveraging unused borrowing power of lending markets.
Overview: Twyne is a modular risk layer that leverages credit-delegation to unlock new levels of capital efficiency in lending markets. At its core, Twyne allows:Lenders (Credit LPs) to restake their borrowing power and lend it to others, earning both interest rates and credit-delegation fees, all while retaining full control over their underlying assets.Borrowers, on the other hand, gain access to higher collateral factors, unlocking liquidity that was previously unattainable.Twyne addresses...
Twyne: A credit-delegation protocol, leveraging unused borrowing power of lending markets.
Overview: Twyne is a modular risk layer that leverages credit-delegation to unlock new levels of capital efficiency in lending markets. At its core, Twyne allows:Lenders (Credit LPs) to restake their borrowing power and lend it to others, earning both interest rates and credit-delegation fees, all while retaining full control over their underlying assets.Borrowers, on the other hand, gain access to higher collateral factors, unlocking liquidity that was previously unattainable.Twyne addresses...
