The Six-Layer PayFi Ecosystem The concept of the PayFi ecosystem as a six-layer technology stack was first proposed by Huma Finance. This framework facilitates cooperation between different layers, maintains openness and flexibility, and promotes innovation and growth in decentralized payment and financing solutions.Insights from the History of the Internet The idea draws inspiration from the early days of the internet. At that time, networks were isolated, closed systems that could not commu...

The Six-Layer PayFi Ecosystem The concept of the PayFi ecosystem as a six-layer technology stack was first proposed by Huma Finance. This framework facilitates cooperation between different layers, maintains openness and flexibility, and promotes innovation and growth in decentralized payment and financing solutions.Insights from the History of the Internet The idea draws inspiration from the early days of the internet. At that time, networks were isolated, closed systems that could not commu...