Stablecoins have emerged as a potential challenger to the $1 trillion duopoly of Visa and Mastercard. These stablecoins offer the promise of significantly lower transaction fees, which could disrupt the current market dynamics dominated by Visa and Mastercard. However, the path to widespread adoption is fraught with regulatory and banking industry pressures.The Current LandscapeVisa and Mastercard currently charge merchants transaction fees of up to 2-3%, which is often the second-largest exp...

Stablecoins have emerged as a potential challenger to the $1 trillion duopoly of Visa and Mastercard. These stablecoins offer the promise of significantly lower transaction fees, which could disrupt the current market dynamics dominated by Visa and Mastercard. However, the path to widespread adoption is fraught with regulatory and banking industry pressures.The Current LandscapeVisa and Mastercard currently charge merchants transaction fees of up to 2-3%, which is often the second-largest exp...

For users seeking to maximize profits, yield-bearing stablecoins can help optimize the value of their stablecoin holdings. Yield-bearing stablecoins are assets that generate returns through DeFi activities, derivative strategies, or RWA investments. Currently, these stablecoins account for 6% of the $240 billion stablecoin market. As demand grows, JPMorgan suggests that this share could feasibly reach 50%. These stablecoins are minted by depositing collateral into protocols. The deposited fun...

For users seeking to maximize profits, yield-bearing stablecoins can help optimize the value of their stablecoin holdings. Yield-bearing stablecoins are assets that generate returns through DeFi activities, derivative strategies, or RWA investments. Currently, these stablecoins account for 6% of the $240 billion stablecoin market. As demand grows, JPMorgan suggests that this share could feasibly reach 50%. These stablecoins are minted by depositing collateral into protocols. The deposited fun...