In crypto, every app is a finance app. But what if this is wrong? Today, crypto apps are Default Finance. By default, tokens are treated as money and stock. Builders focus on token price, supply dynamics, and financial engineering. And users expect to make money. This works for actual finance like lending, perpetuals, and payments. DeFi can be DeFi. But for consumer categories like social, learning, fitness, creator tools, or entertainment, we should default to building apps more like games. ...

In crypto, every app is a finance app. But what if this is wrong? Today, crypto apps are Default Finance. By default, tokens are treated as money and stock. Builders focus on token price, supply dynamics, and financial engineering. And users expect to make money. This works for actual finance like lending, perpetuals, and payments. DeFi can be DeFi. But for consumer categories like social, learning, fitness, creator tools, or entertainment, we should default to building apps more like games. ...