In the run up to the midterm elections, let’s talk about Medicare for a minute. Although Medicare is never on the ballot, its existence is always in the background. Medicare is the sacred cow of entitlements, even more beloved than Social Security. (And entitlement is the wrong designation for either of them, because those of us who work pay into them through payroll deductions.) ** ** Even the strictest free marketeers do not want changes to Medicare. But changes have already been made. Shor...