Executive SummaryWildcat V2 is a permissioned, undercollateralized credit protocol that addresses key inefficiencies in DeFi credit markets. I analyzed Wildcat’s design across three layers: smart contracts, off-chain infrastructure, and user lifecycle mechanics.Problems Wildcat SolvesOvercollateralization in DeFi Problem: Most DeFi lending requires posting more collateral than the loan itself. Solution: Wildcat allows undercollateralized borrowing for approved borrowers. Liquidity Mismatch & ...

Executive SummaryWildcat V2 is a permissioned, undercollateralized credit protocol that addresses key inefficiencies in DeFi credit markets. I analyzed Wildcat’s design across three layers: smart contracts, off-chain infrastructure, and user lifecycle mechanics.Problems Wildcat SolvesOvercollateralization in DeFi Problem: Most DeFi lending requires posting more collateral than the loan itself. Solution: Wildcat allows undercollateralized borrowing for approved borrowers. Liquidity Mismatch & ...