Student loans are used by millions of people to attend colleges and universities in the United States. As of 2023, Americans had $1.78 trillion in outstanding federal and private student loan debt, and more than 45 million borrowers had federal student loans. Student loans are one of the most flexible and beneficial types of loans, but they are also one of the most complex. So, there’s a lot that future, current, and former college students should know about how student loans work, how they a...