Decentralized finance (DeFi) promised open, permissionless access to yield — but for most users today it still feels like work. Between dozens of protocols, shifting strategies, gas fees, liquidity pools, manual compounding, and endless yield-chasing, DeFi often demands more effort than many want to give. Even experienced users get burned: misleading APY numbers, unpredictable volatility, impermanent loss, bridging headaches, and constant risk of liquidation. concrete.xyz+1 For someone just d...