A neglected truth is that it is much harder to spend money than to earn money. Three years after graduation, my monthly salary has increased from 3000 yuan to more than 10000 yuan. I can earn some income by writing and planning for others. In short, the so-called personal income and assets have increased several times over three years ago, and my daily expenses have also increased several times: I equipped myself with a full set of apples, I bought books for thousands of yuan, I bought a bunch of strange and expensive digital products, and Shaxian snacks and braised chicken and rice will no longer appear in my lunch choice, In most dinners, I became the one who paid the bill. I basically went out for a short or long trip every month. I even borrowed money to buy a house. However, all this, it seems, can not bring me the improvement of happiness. Because most of my money is spent on the low level of "satisfying material desires". I asked a female friend around me. She has a strong working ability. She has worked for four years, from a monthly salary of 3000 to an annual salary of 500000. Now she has started her own business and started a company, making millions of profits a month. I asked her: you are so rich now. What's the difference between you and the one who just graduated! She said: the biggest difference is that the feeling of bags is not so strong. She used to be extremely fond of expensive luxury bags. Every time she looked at the price and her salary, she felt that life was loveless. Now, she can spend hundreds of thousands at a time, buy a lot of luxury bags, look at the full cabinet of luxury, but there is no pleasure. I said: because you have money, you don't like those cheap things. People must be like this. But she shook her head and said: No, I just think it's the right choice for me not to spend a few months on a luxury bag when I don't have money, because now I understand that whether it's luxury or not is just that. When she had no money, she wanted to buy a luxury bag with a few months' salary several times, but she finally bit her teeth and didn't pay. Later, she used the money she wanted to buy bags to buy books, travel, meet more awesome people, and let herself have a broader vision and higher-level knowledge, so as to rise steadily in the workplace. It is true that most young people who have just graduated cannot understand the true meaning of spending money. After all, most people's income is so low that they rush for any opportunity to improve their material life; Moreover, most people have no other fun except making money at work and eating and drinking. They simply don't know what else money can do except buy clothes, cosmetics and eating and drinking. This kind of consumption mentality stems more from our childhood family education. When our parents were young, they were extremely short of material. Their monthly salary may not be able to afford a kilo of meat. Their imagination of a better life is endless food, endless clothes and endless women. In short, it is material wealth. Therefore, they passed this concept on to us, making us mistakenly think that we are in a situation of material poverty: once we have money, we will buy crazily. But in fact, even if you are a newly graduated student, your income is enough to ensure that you can live a life 100 times better than your parents. When you visit Taobao and see a clothing brand on sale, you feel it is cost-effective. You shake your hand and the small red dots on the shopping cart jump to dozens at once. As a result, most of the clothes are stuffed in the wardrobe and can't be worn once a year; You see, people around you are using iPhones. You have to bite your teeth and buy the latest model with a month's salary. As a result, people don't look at you with new eyes; You think you like photography, but you know nothing about photography, but you still spend thousands on a SLR camera, but you can't even adjust the exposure and focal length. You can't use it once a year. You think what you buy is cheap and affordable. You think what you buy is necessities of life, but in fact, you just buy a pile of useless things. You throw all these useless things at home. They are more and more, and your home is more and more crowded, but you can't get any happiness. You know, most things can only bring a little pleasure at the moment of purchase. That pleasure will soon fade away and leave no memories in your memory, but it seems to have a power that can make you addicted: you will keep buying, buying and buying in order to find this pleasure. This is definitely not a good thing. A man who spends all his money on useless things is difficult to succeed. Because his understanding of money is just an "animal" thing to satisfy himself: with money, he can buy, pick up girls, buy luxury cars, buy luxury houses, and don't have to go to work and sing every night. Once a person equates money with "material desire", he will never become a real rich man, and he will never be able to complete the leap of class, because he misses the essence of money: money is just a seed for investment. For young people who have just graduated, the investment of money is not to invest in the stock market, funds, houses and futures; You should invest in yourself. If your monthly salary is only 4000 yuan, you need to keep at least 2000 yuan a month. This 2000 yuan may have been used to buy a bunch of useless things, but as a person who knows the essence of money, you need to use this 2000 yuan to invest in yourself. In the poorest months when I just graduated, I insisted on spending 500 yuan a month to invite people better than me to dinner: these people can be your superiors at work, your awesome friends and classmates, or anyone you meet who you admire - to chat with them and learn from them their experiences and experiences, What you gain is not only the so-called "contacts", but also the "experience of life". In the first few months of my graduation, I insisted on spending money to buy books and participate in various industry trainings and forums. As an inexperienced young man, your core competitiveness is youth, and youth means that you still have the ability to learn: what you need is continuous learning in order to achieve the fastest growth in the shortest time. You still need to travel. Whether it's far or near, whether it's a person or a lot of people, whether you live in a five-star hotel or a Youth Hostel, you need to constantly go out and have a look. You can go anywhere, to see the houses, roads, trees and flowers in a strange place, to see the way people live there, to see the sky and earth there. I once had a friend who was alone after graduation, saved 10000 yuan and spent three months in Qinghai, Tibet and Southeast Asia. He met a lot of people and things along the way, wrote tens of thousands of words of travel records and thousands of photos - as a result, he was regarded by many enterprises as a person who likes adventure, is good at management and is curious about everything, Paid a high salary. If you spend money on these things, you may not get any practical material gains in a short time; But this is true - turn the money you have into the wealth of your life. Money is not used to buy a pile of seemingly refreshing but useless things and surround yourself in a material puzzle; Instead, it is used to break their own stereotypes, invest in their own career and friendship, and obtain a broader vision and a higher level of life. Only by constantly investing in yourself can you suddenly find that you not only have spiritual wealth worth remembering your life, but also inadvertently harvest huge material wealth.

A neglected truth is that it is much harder to spend money than to earn money. Three years after graduation, my monthly salary has increased from 3000 yuan to more than 10000 yuan. I can earn some income by writing and planning for others. In short, the so-called personal income and assets have increased several times over three years ago, and my daily expenses have also increased several times: I equipped myself with a full set of apples, I bought books for thousands of yuan, I bought a bunch of strange and expensive digital products, and Shaxian snacks and braised chicken and rice will no longer appear in my lunch choice, In most dinners, I became the one who paid the bill. I basically went out for a short or long trip every month. I even borrowed money to buy a house. However, all this, it seems, can not bring me the improvement of happiness. Because most of my money is spent on the low level of "satisfying material desires". I asked a female friend around me. She has a strong working ability. She has worked for four years, from a monthly salary of 3000 to an annual salary of 500000. Now she has started her own business and started a company, making millions of profits a month. I asked her: you are so rich now. What's the difference between you and the one who just graduated! She said: the biggest difference is that the feeling of bags is not so strong. She used to be extremely fond of expensive luxury bags. Every time she looked at the price and her salary, she felt that life was loveless. Now, she can spend hundreds of thousands at a time, buy a lot of luxury bags, look at the full cabinet of luxury, but there is no pleasure. I said: because you have money, you don't like those cheap things. People must be like this. But she shook her head and said: No, I just think it's the right choice for me not to spend a few months on a luxury bag when I don't have money, because now I understand that whether it's luxury or not is just that. When she had no money, she wanted to buy a luxury bag with a few months' salary several times, but she finally bit her teeth and didn't pay. Later, she used the money she wanted to buy bags to buy books, travel, meet more awesome people, and let herself have a broader vision and higher-level knowledge, so as to rise steadily in the workplace. It is true that most young people who have just graduated cannot understand the true meaning of spending money. After all, most people's income is so low that they rush for any opportunity to improve their material life; Moreover, most people have no other fun except making money at work and eating and drinking. They simply don't know what else money can do except buy clothes, cosmetics and eating and drinking. This kind of consumption mentality stems more from our childhood family education. When our parents were young, they were extremely short of material. Their monthly salary may not be able to afford a kilo of meat. Their imagination of a better life is endless food, endless clothes and endless women. In short, it is material wealth. Therefore, they passed this concept on to us, making us mistakenly think that we are in a situation of material poverty: once we have money, we will buy crazily. But in fact, even if you are a newly graduated student, your income is enough to ensure that you can live a life 100 times better than your parents. When you visit Taobao and see a clothing brand on sale, you feel it is cost-effective. You shake your hand and the small red dots on the shopping cart jump to dozens at once. As a result, most of the clothes are stuffed in the wardrobe and can't be worn once a year; You see, people around you are using iPhones. You have to bite your teeth and buy the latest model with a month's salary. As a result, people don't look at you with new eyes; You think you like photography, but you know nothing about photography, but you still spend thousands on a SLR camera, but you can't even adjust the exposure and focal length. You can't use it once a year. You think what you buy is cheap and affordable. You think what you buy is necessities of life, but in fact, you just buy a pile of useless things. You throw all these useless things at home. They are more and more, and your home is more and more crowded, but you can't get any happiness. You know, most things can only bring a little pleasure at the moment of purchase. That pleasure will soon fade away and leave no memories in your memory, but it seems to have a power that can make you addicted: you will keep buying, buying and buying in order to find this pleasure. This is definitely not a good thing. A man who spends all his money on useless things is difficult to succeed. Because his understanding of money is just an "animal" thing to satisfy himself: with money, he can buy, pick up girls, buy luxury cars, buy luxury houses, and don't have to go to work and sing every night. Once a person equates money with "material desire", he will never become a real rich man, and he will never be able to complete the leap of class, because he misses the essence of money: money is just a seed for investment. For young people who have just graduated, the investment of money is not to invest in the stock market, funds, houses and futures; You should invest in yourself. If your monthly salary is only 4000 yuan, you need to keep at least 2000 yuan a month. This 2000 yuan may have been used to buy a bunch of useless things, but as a person who knows the essence of money, you need to use this 2000 yuan to invest in yourself. In the poorest months when I just graduated, I insisted on spending 500 yuan a month to invite people better than me to dinner: these people can be your superiors at work, your awesome friends and classmates, or anyone you meet who you admire - to chat with them and learn from them their experiences and experiences, What you gain is not only the so-called "contacts", but also the "experience of life". In the first few months of my graduation, I insisted on spending money to buy books and participate in various industry trainings and forums. As an inexperienced young man, your core competitiveness is youth, and youth means that you still have the ability to learn: what you need is continuous learning in order to achieve the fastest growth in the shortest time. You still need to travel. Whether it's far or near, whether it's a person or a lot of people, whether you live in a five-star hotel or a Youth Hostel, you need to constantly go out and have a look. You can go anywhere, to see the houses, roads, trees and flowers in a strange place, to see the way people live there, to see the sky and earth there. I once had a friend who was alone after graduation, saved 10000 yuan and spent three months in Qinghai, Tibet and Southeast Asia. He met a lot of people and things along the way, wrote tens of thousands of words of travel records and thousands of photos - as a result, he was regarded by many enterprises as a person who likes adventure, is good at management and is curious about everything, Paid a high salary. If you spend money on these things, you may not get any practical material gains in a short time; But this is true - turn the money you have into the wealth of your life. Money is not used to buy a pile of seemingly refreshing but useless things and surround yourself in a material puzzle; Instead, it is used to break their own stereotypes, invest in their own career and friendship, and obtain a broader vision and a higher level of life. Only by constantly investing in yourself can you suddenly find that you not only have spiritual wealth worth remembering your life, but also inadvertently harvest huge material wealth.