High APY is seductive. It draws attention instantly. When users scan DeFi dashboards, the highest number usually wins. 80% APY looks better than 15%. 30% looks better than 8%. But experienced market participants know something important. The highest APY is rarely the highest return.Why APY Looks So AttractiveAPY simplifies complexity. It compresses an entire strategy into a single number. For newcomers, this is extremely helpful. It allows quick comparisons between opportunities. But the numb...

High APY is seductive. It draws attention instantly. When users scan DeFi dashboards, the highest number usually wins. 80% APY looks better than 15%. 30% looks better than 8%. But experienced market participants know something important. The highest APY is rarely the highest return.Why APY Looks So AttractiveAPY simplifies complexity. It compresses an entire strategy into a single number. For newcomers, this is extremely helpful. It allows quick comparisons between opportunities. But the numb...

One of the most important things to understand about Concrete vaults is that they are designed for long-term participation. At first glance, it may seem like just another DeFi product where users deposit assets and earn yield. But the structure of vaults reveals a deeper intention. When you deposit into a vault, you receive shares that represent your ownership. The vault then deploys pooled capital across strategies to generate returns. These strategies are not static. They evolve over time, ...

One of the most important things to understand about Concrete vaults is that they are designed for long-term participation. At first glance, it may seem like just another DeFi product where users deposit assets and earn yield. But the structure of vaults reveals a deeper intention. When you deposit into a vault, you receive shares that represent your ownership. The vault then deploys pooled capital across strategies to generate returns. These strategies are not static. They evolve over time, ...