You’ve insured your car, you’ve even insured your household belongings and now you don’t need to think about it again, as it’s all ‘covered’. “Not so,” says most of the insurance branch experts. “There are many insurance pitfalls that people can avoid if they are aware of them. Clients often don’t read their policies in detail, which can lead to nasty surprises when they submit claims.” Dial Direct advises that possible pitfalls can be avoided by doing the following:How to avoid insurance pit...