Aave uses a similar model with interest accruing per unit. The main difference is that the aTokens value is tied to the base token value in the ratio 1:1. The interest is distributed directly among the aToken holders by constantly increasing the balance of aTokens on their wallet. Owners of aToken may also decide to redirect their interest payments to another Ethereum address. When it comes to borrowing, users block their cToken or aToken tokens as collateral and borrow other tokens. The pled...