As crypto finance steadily moves into the mainstream, users are increasingly concerned about the disconnect between asset ownership and real-world utility. The ability to convert digital wealth into usable, compliant, and efficient funds has become a core challenge for industry progress.

AP UCard, jointly issued by Alpha Partners in partnership with Visa and Mastercard, is a global digital payment solution designed to address the “last-mile gap” in blockchain asset usability.

AP UCard is a prepaid card product that supports crypto assets top-ups. It is accepted in over 210 countries and regions, covers 170+ million offline merchants and 3.2 million ATMs, and is compatible with leading global payment platforms, offering seamless online and offline usage.

Whether it’s daily shopping, hotel bookings, online spending, or ATM withdrawals, AP UCard enables immediate usage after top-up. It supports pre-authorization, making it suitable for hotel deposits, car rentals, and more. Clearing is handled via the Visa and Mastercard networks, avoiding risks of capital freezes or regional limitations.

To open an account, users only need to provide a name and email to complete basic KYC. Once verified, they receive one instantly active virtual card and one physical card shipped within 15 business days. Each account supports up to 10 cards, all sharing the same balance—ideal for team use or family management.

Real Value for Global Users

AP UCard is not only for crypto investors—it supports a wide range of real-life use cases:

• International student tuition and family remittances

• Cross-border freelancers and e-commerce sellers

• Corporate crypto assets payroll and employee rewards

• Day-to-day usage for digital asset holders

Within a compliant framework, AP UCard provides a low-barrier, efficient, and transparent payment channel that makes on-chain assets truly functional in the real world.

By connecting crypto assets with global payment networks, AP UCard opens a practical and regulated path for digital assets to become spendable. It is not only a key part of the AP ecosystem but also a bridge product driving the adoption of real-world digital finance.

To users, it’s more than a card—it’s a gateway to financial mobility and true spending power.

In the next stage of Web3, whoever enables “usable assets” will own the future.

AP UCard is building that path—now.