Simple EconomicsI have often looked out at financial systems and spat at the idea of fixed interest rates because it is very difficult to do in an economic system. We should all view any given economic system as living and breathing beast. Interest rates are always moving and are never stable. Interest Rates are comparable to a metabolism, and if a human set a stable metabolism even through varying access access to food. But I was recently challenged to compose a way for Fixed Rate Lending in...