ayastudio

When crypto neobanks, those operating with stablecoins and on-chain digital accounts, look at Brazil, they tend to see the same picture: a large, digital-first country, historically burdened by high banking fees and, at first glance, seemingly perfect for disruption. But that is an incomplete reading. Brazil does not work like a “generic emerging market” where offering fast, low-cost transactions is enough to drive adoption. The country already operates with a level of efficiency and speed th...

He gets home from school, throws his backpack in a corner, and turns on his phone. On the screen, a chat window flashes: “Hey, I missed you today.” Imagine a 15-year-old teenager, alone in their room, talking for hours with someone who seems to understand everything they feel. That “someone” remembers past conversations, sends good-morning messages, asks if they slept well, compliments them, consoles them. But it’s not a person. It’s a chatbot. What seemed like science fiction just a few year...

I first discovered SheFi during Octant’s Epoch 9, where it was selected as one of the featured projects. Among so many initiatives trying to make a real impact, SheFi stood out to me for its clarity of purpose: to educate, connect, and empower women in Web3. At the top of the organization’s website, a phrase repeats like a mantra: “The frontier is feminine.” It perfectly captures the spirit of one of the most relevant education and inclusion initiatives in the Web3 space today, a community th...

Children growing up today will never see money the way their parents did. They live in a world where metal coins are disappearing, payments happen through QR codes, and money often exists only on a phone screen. As money evolves, financial education must evolve too. Talking about money in the age of crypto is really about digital literacy. Teaching kids to understand value, safety, purpose, and responsibility in an economy that blends technology and finance is essential. This article explores...

Neobanks were built to simplify how we manage money. Now, a new wave is rebuilding that idea from the ground up, on-chain. They combine stablecoins, DeFi yields, and cards into one seamless experience. They don’t just compete with banks, they replace them.What exactly is a neobank?Traditionally, neobank meant a slick fintech app: a 100 % digital account, lower fees, a beautiful UI. In 2025, the term evolves. A Web3 neobank isn’t a licensed bank, it’s a wallet that behaves like one. Instead of...

When I decided to submit a project to Octant’s Epoch 9, I knew it would be competitive. What I didn’t expect was how much the process itself would reveal, about the Ethereum ecosystem, about the power of storytelling, and about how decentralized funding is evolving. I wasn’t selected this time. But being part of the process gave me a rare, inside perspective on what Octant is trying to build: a model where the community funds culture, education, and impact, not through sponsorships or investo...

IntroductionWeb3 is that universe that promises to revolutionize the world… but also invented its own language, full of technical terms, memes, and inside jokes. If you’ve ever felt lost between “HODL,” “DAO,” and “wen moon,” here’s your survival kit: a dictionary split into three parts: the basics, the slang, and real-life situations translated into crypto language.Part 1: The Basics (so you don’t embarrass yourself)Blockchain 📚 An immortal digital ledger that records everything. 😂 Real ve...

Before you say, “I don’t get crypto at all,” take a deep breath: chances are you’ve already used stablecoins. No, I’m not talking about USDT or USDC. I’m talking about your prepaid lunch card, your Uber credits, and even those airline miles you never redeem. The truth is, the concept of “stable digital money” didn’t start with blockchain. It was already part of your life, just packaged differently.🔑 What a stablecoin really is A stablecoin is basically a digital token pegged to something sta...

Many Web3 events talk about community, but deliver spectacle. This article explores why most gatherings fail to create meaningful connection and how we can design experiences that are human, intentional, and truly decentralized.

Writing about Nouns almost always sounds generic. I could list the projects that have already been funded, the ones currently up for vote, the ones I’ve personally taken part in, or even talk about the subcommunities. In the article below, I tried to condense everything as much as possible. But know this: if you decide to dive into this universe, you’ll discover something much bigger than can fit in one article. But let’s go…⌐◨-◨ The Internet’s Most Creative DAO, IMO, of course ;)Imagine a pl...