What kind ofinterest rates does your bank give you? If you’re extremely fortunate, you can get something like 0.5%, but the average is 0.04% in the United States. As your money is sitting in the bank, inflation makes it less valuable by the day. This is due in part because of the monetary policy imposed by governments. The other reason that contributes to the abysmal interest rates is overhead. There are hundreds of people in compliance, another few hundred in risk assessment, more people in ...