Centralized cryptocurrency exchanges such as FTX, Binance, Voyager, Celsius, and BlockFi (commonly referred to as Crypto Bank, "crypto banks") appear to be in a regulatory gray area — an area that fosters irresponsibility and can harm retail investing makers and the industry as a whole. While many retail investors assume that these companies, which are registered in various jurisdictions and sometimes publicly disclose information, have been subject to regulatory scrutiny and consumer protect...