control issuesi was deeply struck by the primitiveness of risk analysis, fraud monitoring, and aml systems that are widely used in the banking and payment sector. mainly we are talking about a system that applies simple manually defined rules with manually assigned weights. such a poor set of tools pushes banks to simplify the client profile they are willing to work with as much as possible. in other words - someone who lives nearby, works at a local company, and has no other income. any devi...