01 The Chinese love borrowing. Borrow money, things, or even people. I grew up in the countryside and my hometown has a simple folk custom. In my impression, my dear parents and villagers often exchange needed goods through "borrowing", such as hoes, sickles, donkeys, and even pot covers. Of course, borrowing money is not common. I remember once when we were cooking, our neighbor came to my house to borrow soy sauce, so my mother took out the soy sauce bottle and poured half a bowl for her. The next day, the neighbor sent us some persimmons from her family as "human kindness". After all, it's strange to return half a bowl of soy sauce. Now, I still think this way of life is very human. 02 But in life, there are a lot of "borrowing" that you can't understand. Arvin doesn't understand why someone always wants to borrow his car. During the national day, Arvin finally fulfilled his wish and brought his car home. He loved it since childhood, so he cherished it very much. The position of this car in his heart is second only to "wife". Unexpectedly, trouble followed. Arvin said that when he didn't buy a car, he occasionally had the need to use a car and had the experience of giving a lift to others, but he never thought of "borrowing a car". On the one hand, he felt that the car was very expensive and people might not be willing to borrow it. On the other hand, he knew some legal knowledge and knew that the owner of the borrowed car had to pay joint and several liability in case of an accident. Arvin has always been cautious, not afraid of ten thousand, just in case. And isn't it a popular view now that "if you can solve a problem with money, you will never owe a favor". Arvin kept this in mind. As a result, after buying a car, he found that his friends didn't follow this path. The first person to ask him to borrow the car was his good friend Daniel. The reason to borrow the car is to go home. Arvin and Daniu are in Dongguan and Daniu's hometown is in Zhanjiang. It takes about seven or eight hours to go back and forth. Arvin said you can go back by train? Daniel replied that it was inconvenient to take a car because he wanted to bring something. Daniel has a driver's license, but because he hasn't bought a car, he doesn't drive many times, and he needs to take the high-speed back to Zhanjiang. Ah Wen was worried, so he didn't agree. What Arvin didn't expect is that Daniel's attitude towards him has changed since then. Seeing Arvin, he not only stopped saying hello, but even walked around. Arvin took the initiative to say hello and just nodded. Let aven gloomy, he also "spread" fame, "Daniel" and several people Tucao AI Wen did not want to make complaints about the car. He also said he used to invite Alvin to eat, please ask him to play ball. I never thought that he was so stingy. A good friend is a stranger. Arvin is very sad. If Daniel borrows a car because of an emergency, he is duty bound, but Daniel borrows a car. It's nothing important. Daniel is cold and Arvin is wronged. Not long after Daniel's incident, Arvin met the second person who asked him to borrow his car. This time it was their department leader. That day was Arvin's wife's birthday. In the afternoon, his wife had to take his children to the counseling class. Early in the morning, she discussed with Arvin and asked him to drive to pick them up after work. The family of three went to have dinner. After work, the team leader stopped Arvin and said he would go to the station to meet someone, "don't worry, I'll fill up the oil for you." Arvin told the truth, but the team leader said, "Oh, just take a taxi!"! Arvin can't cry or laugh. Why can't you take a taxi when you pick up someone? I have to take a taxi when I pick up my wife and children? "All right, don't borrow it. You go." The team leader waved. Arvin's heart trembled, and an ominous premonition began to spread in his heart. Arvin said, "leader, what time does your friend arrive, or shall I drive to pick you up and pick up my wife and daughter later?" "No, I'll take a taxi." The leader said. Then the group leader began to make things difficult for Arvin. He threw Arvin the hard bones in his work; It's almost time to get off work. I need to send something to Party A. ah Wen, go; No one signed up for the weekend unit marathon. Arvin. Arvin was suffocated to death and tried to ease the relationship with the leader. The leader didn't give him a chance at all, so he had to change his job later. 03 Arvin spoke of these bitter tears. He said that now there are so many car rental companies and all kinds of special cars. Why do you have to borrow a car? He didn't care about the gas money, but really worried about something. Indeed, if you search "borrow a car" on the Internet, you will find a lot of accident cases. A friend's car was borrowed by a relative a while ago. As a result, it was scratched. The relative is fully responsible. The other car is a luxury car, which needs 200000 yuan to be repaired. After hearing this, my friend's eyes turned green. There was a ceiling for compulsory insurance, but he didn't buy commercial insurance. Of course, the money should be paid by relatives, but the relatives said they had no money, so the two families almost broke up. Why are there all kinds of car rental services, or are some people keen to borrow cars? Probably because renting a car requires a certain fee, a deposit and procedures. It is relatively more convenient and "cheap" to borrow from friends. After all, not many people like Arvin have the courage to refuse. Indeed, in China, it is very difficult to refuse "borrowing" from relatives and friends. Saying "no" happily is usually regarded as "not understanding human and worldly wisdom". Just now, I bought a candied gourd for the child. An old lady in the community teased him and had to eat one. My son said: I can't get this down! The excuse is clumsy and everyone laughs it off, because everyone will understand it as "children are small and not sensible". However, if adults refuse like this, no matter how justified your reason is, you will still be considered "stingy", "stingy" or even "look down on poor relatives". Others even say "I don't believe you have no time to use others!" Borrowing is love, not borrowing is duty. Everyone knows, but if you are rejected, you will feel uncomfortable. You even feel that you have seen through a person and secretly decide to break up with him. Therefore, many people borrow money, cars and even houses for face or embarrassment. However, after lending out, there are many people who regret that their intestines are green. Some have lent 20000 yuan and haven't asked for it back for eight years, some have broken up their cars, and others have lent their houses to engage in MLM. But there are also some loans that can't be refused. For example, the eldest sister in the building wants to have children and use your car. Of course, we are duty bound. But some people "borrow" purely for vanity or enjoyment. Maupassant's novel Necklace tells such a story. Mathilde asked her friend to borrow a beautiful necklace in order to attend a banquet. Although she was in the limelight at the party, the necklace was accidentally lost. Mathilde and his wife are regular people. In order to return the necklace, they economized on food and clothing for ten years, but finally found that the necklace was fake. But in life, some people often lose it, just lose it, and say "I'm really sorry" to finish it. Ten thousand steps back, if we were Mathilde's friends, how could they bear to live frugally for ten years in order to return you a necklace? If you didn't lend it to her at the beginning, don't you have to bear any psychological burden on each other? 04 As for borrowing, I have always advocated saving the emergency rather than the poor. I will borrow other people's things and lend them to others. However, when things are lent out, there are risks. They may be lost, damaged or devalued. It is wise to prepare for the worst ahead of time. When it comes to borrowing a car back, you don't want to lend it to others. You don't need to blame yourself or have a psychological burden. You don't need to dig out psychological reasons. If you don't want to borrow it, you can say very hard: sorry, your wife and car don't lend it out! As for those who think you are "stingy" and "stingy", let him go. Being stingy for a while is much better than repenting. What's more, if you don't want to borrow something you cherish, it will be regarded as "stingy". Then, just treat me as stingy. "Stingy" is always easier than lifting your heart and hanging your burden.

01 The Chinese love borrowing. Borrow money, things, or even people. I grew up in the countryside and my hometown has a simple folk custom. In my impression, my dear parents and villagers often exchange needed goods through "borrowing", such as hoes, sickles, donkeys, and even pot covers. Of course, borrowing money is not common. I remember once when we were cooking, our neighbor came to my house to borrow soy sauce, so my mother took out the soy sauce bottle and poured half a bowl for her. The next day, the neighbor sent us some persimmons from her family as "human kindness". After all, it's strange to return half a bowl of soy sauce. Now, I still think this way of life is very human. 02 But in life, there are a lot of "borrowing" that you can't understand. Arvin doesn't understand why someone always wants to borrow his car. During the national day, Arvin finally fulfilled his wish and brought his car home. He loved it since childhood, so he cherished it very much. The position of this car in his heart is second only to "wife". Unexpectedly, trouble followed. Arvin said that when he didn't buy a car, he occasionally had the need to use a car and had the experience of giving a lift to others, but he never thought of "borrowing a car". On the one hand, he felt that the car was very expensive and people might not be willing to borrow it. On the other hand, he knew some legal knowledge and knew that the owner of the borrowed car had to pay joint and several liability in case of an accident. Arvin has always been cautious, not afraid of ten thousand, just in case. And isn't it a popular view now that "if you can solve a problem with money, you will never owe a favor". Arvin kept this in mind. As a result, after buying a car, he found that his friends didn't follow this path. The first person to ask him to borrow the car was his good friend Daniel. The reason to borrow the car is to go home. Arvin and Daniu are in Dongguan and Daniu's hometown is in Zhanjiang. It takes about seven or eight hours to go back and forth. Arvin said you can go back by train? Daniel replied that it was inconvenient to take a car because he wanted to bring something. Daniel has a driver's license, but because he hasn't bought a car, he doesn't drive many times, and he needs to take the high-speed back to Zhanjiang. Ah Wen was worried, so he didn't agree. What Arvin didn't expect is that Daniel's attitude towards him has changed since then. Seeing Arvin, he not only stopped saying hello, but even walked around. Arvin took the initiative to say hello and just nodded. Let aven gloomy, he also "spread" fame, "Daniel" and several people Tucao AI Wen did not want to make complaints about the car. He also said he used to invite Alvin to eat, please ask him to play ball. I never thought that he was so stingy. A good friend is a stranger. Arvin is very sad. If Daniel borrows a car because of an emergency, he is duty bound, but Daniel borrows a car. It's nothing important. Daniel is cold and Arvin is wronged. Not long after Daniel's incident, Arvin met the second person who asked him to borrow his car. This time it was their department leader. That day was Arvin's wife's birthday. In the afternoon, his wife had to take his children to the counseling class. Early in the morning, she discussed with Arvin and asked him to drive to pick them up after work. The family of three went to have dinner. After work, the team leader stopped Arvin and said he would go to the station to meet someone, "don't worry, I'll fill up the oil for you." Arvin told the truth, but the team leader said, "Oh, just take a taxi!"! Arvin can't cry or laugh. Why can't you take a taxi when you pick up someone? I have to take a taxi when I pick up my wife and children? "All right, don't borrow it. You go." The team leader waved. Arvin's heart trembled, and an ominous premonition began to spread in his heart. Arvin said, "leader, what time does your friend arrive, or shall I drive to pick you up and pick up my wife and daughter later?" "No, I'll take a taxi." The leader said. Then the group leader began to make things difficult for Arvin. He threw Arvin the hard bones in his work; It's almost time to get off work. I need to send something to Party A. ah Wen, go; No one signed up for the weekend unit marathon. Arvin. Arvin was suffocated to death and tried to ease the relationship with the leader. The leader didn't give him a chance at all, so he had to change his job later. 03 Arvin spoke of these bitter tears. He said that now there are so many car rental companies and all kinds of special cars. Why do you have to borrow a car? He didn't care about the gas money, but really worried about something. Indeed, if you search "borrow a car" on the Internet, you will find a lot of accident cases. A friend's car was borrowed by a relative a while ago. As a result, it was scratched. The relative is fully responsible. The other car is a luxury car, which needs 200000 yuan to be repaired. After hearing this, my friend's eyes turned green. There was a ceiling for compulsory insurance, but he didn't buy commercial insurance. Of course, the money should be paid by relatives, but the relatives said they had no money, so the two families almost broke up. Why are there all kinds of car rental services, or are some people keen to borrow cars? Probably because renting a car requires a certain fee, a deposit and procedures. It is relatively more convenient and "cheap" to borrow from friends. After all, not many people like Arvin have the courage to refuse. Indeed, in China, it is very difficult to refuse "borrowing" from relatives and friends. Saying "no" happily is usually regarded as "not understanding human and worldly wisdom". Just now, I bought a candied gourd for the child. An old lady in the community teased him and had to eat one. My son said: I can't get this down! The excuse is clumsy and everyone laughs it off, because everyone will understand it as "children are small and not sensible". However, if adults refuse like this, no matter how justified your reason is, you will still be considered "stingy", "stingy" or even "look down on poor relatives". Others even say "I don't believe you have no time to use others!" Borrowing is love, not borrowing is duty. Everyone knows, but if you are rejected, you will feel uncomfortable. You even feel that you have seen through a person and secretly decide to break up with him. Therefore, many people borrow money, cars and even houses for face or embarrassment. However, after lending out, there are many people who regret that their intestines are green. Some have lent 20000 yuan and haven't asked for it back for eight years, some have broken up their cars, and others have lent their houses to engage in MLM. But there are also some loans that can't be refused. For example, the eldest sister in the building wants to have children and use your car. Of course, we are duty bound. But some people "borrow" purely for vanity or enjoyment. Maupassant's novel Necklace tells such a story. Mathilde asked her friend to borrow a beautiful necklace in order to attend a banquet. Although she was in the limelight at the party, the necklace was accidentally lost. Mathilde and his wife are regular people. In order to return the necklace, they economized on food and clothing for ten years, but finally found that the necklace was fake. But in life, some people often lose it, just lose it, and say "I'm really sorry" to finish it. Ten thousand steps back, if we were Mathilde's friends, how could they bear to live frugally for ten years in order to return you a necklace? If you didn't lend it to her at the beginning, don't you have to bear any psychological burden on each other? 04 As for borrowing, I have always advocated saving the emergency rather than the poor. I will borrow other people's things and lend them to others. However, when things are lent out, there are risks. They may be lost, damaged or devalued. It is wise to prepare for the worst ahead of time. When it comes to borrowing a car back, you don't want to lend it to others. You don't need to blame yourself or have a psychological burden. You don't need to dig out psychological reasons. If you don't want to borrow it, you can say very hard: sorry, your wife and car don't lend it out! As for those who think you are "stingy" and "stingy", let him go. Being stingy for a while is much better than repenting. What's more, if you don't want to borrow something you cherish, it will be regarded as "stingy". Then, just treat me as stingy. "Stingy" is always easier than lifting your heart and hanging your burden.