There’s a marketplace on Solana, and it's buzzing with activity. Lenders gather on one side, borrowers on the other, yet they seldom engage directly. At the heart of it all sits a colossal middleman, orchestrating the scene from a golden throne. This middleman controls: How much lenders earn, how much borrowers pay much money remains idly set aside "just in case" Who receives what rates behind the scenes, whispers erupt among lenders questioning their low earnings, while borrowers ponder the hig
