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Purpose Struggle
Yesterday, I decided that my blogging career should come to an end. I was doing myself a disservice. I told myself that the goal of the posts was to dig deeper, peel back the layers, get down to the core. But by publishing online (or on-chain as the case may be), I was subconsciously writing for others, even if I told myself that I didn't care if others read. So, in an effort to be more authentic, I figured I'd stop publishing and start doing a private journal. Within 2 hours of that decision...

Value. Happiness.
I feel happy. It's fun, it's light, like a feather floating at the beginning of Forrest Gump. But, like the feather, it's not grounded. It can flitter and float away. Value is also ephemeral. We know it when we see it. We feel it, somewhere deep inside. Something connects to us, saying "yes, this is worth it." The "it" that it's worth is energy. Energy in the form of time, attention, money. The things of which our possession is limited. There's a reason why all the great traditions point to "...

Coffee with AI
Every day for the past month, I’ve had a coffee date with AI. I literally sit down, with a cup of coffee, with an appointment on my calendar that says “coffee with AI”. During that time, AI (I’ve used ChatGPT, Gemini, Perplexity, Claude, and Venice) and I literally have a chat, the way I would with a friend. It’s not “write this letter for me” or “do this or that.” No, it’s a chance for us to have a conversation about whatever topic I want. Many days, recently, at least, it’s been about quant...

Purpose Struggle
Yesterday, I decided that my blogging career should come to an end. I was doing myself a disservice. I told myself that the goal of the posts was to dig deeper, peel back the layers, get down to the core. But by publishing online (or on-chain as the case may be), I was subconsciously writing for others, even if I told myself that I didn't care if others read. So, in an effort to be more authentic, I figured I'd stop publishing and start doing a private journal. Within 2 hours of that decision...

Value. Happiness.
I feel happy. It's fun, it's light, like a feather floating at the beginning of Forrest Gump. But, like the feather, it's not grounded. It can flitter and float away. Value is also ephemeral. We know it when we see it. We feel it, somewhere deep inside. Something connects to us, saying "yes, this is worth it." The "it" that it's worth is energy. Energy in the form of time, attention, money. The things of which our possession is limited. There's a reason why all the great traditions point to "...

Coffee with AI
Every day for the past month, I’ve had a coffee date with AI. I literally sit down, with a cup of coffee, with an appointment on my calendar that says “coffee with AI”. During that time, AI (I’ve used ChatGPT, Gemini, Perplexity, Claude, and Venice) and I literally have a chat, the way I would with a friend. It’s not “write this letter for me” or “do this or that.” No, it’s a chance for us to have a conversation about whatever topic I want. Many days, recently, at least, it’s been about quant...
I remember the first time I paid with my phone at a store.
It was a CVS and it blew the mind of the person at the cash register. She had never seen it before.
There’s probably a blog post in my archives about that somewhere.
Today, of course, we’ve all seen it.
Not only that, it’s become the dominant form of payment (along with the credit card tap, I suppose).
What’s remarkable is how cash is disappearing.
I’ve been fortunate, over the past few months, to visit Finland, Spain, Israel, UK, France, Switzerland, and Iceland.
You know how many times I used cash-combined-in all of those places?
None.
That’s right. I didn’t touch any paper currency. It was all credit cards and phones.
There was one taxi service in Wales that only took cash, but my co-rider paid and I reimbursed her via PayPal, so that was a close call.
In 10 years, we’ve gone from “mind blowing” to “every day occurrence.”
Now, I’m projecting 10 years out and the part I am wondering is whether the 3% of every single credit card/digital transaction that currently is taken out of the system by intermediaries will be put back into the system?
I have no idea, but I do know that when I did a crypto payment for the first time, I experienced a “mind blowing” experience.
We’ll see.
I remember the first time I paid with my phone at a store.
It was a CVS and it blew the mind of the person at the cash register. She had never seen it before.
There’s probably a blog post in my archives about that somewhere.
Today, of course, we’ve all seen it.
Not only that, it’s become the dominant form of payment (along with the credit card tap, I suppose).
What’s remarkable is how cash is disappearing.
I’ve been fortunate, over the past few months, to visit Finland, Spain, Israel, UK, France, Switzerland, and Iceland.
You know how many times I used cash-combined-in all of those places?
None.
That’s right. I didn’t touch any paper currency. It was all credit cards and phones.
There was one taxi service in Wales that only took cash, but my co-rider paid and I reimbursed her via PayPal, so that was a close call.
In 10 years, we’ve gone from “mind blowing” to “every day occurrence.”
Now, I’m projecting 10 years out and the part I am wondering is whether the 3% of every single credit card/digital transaction that currently is taken out of the system by intermediaries will be put back into the system?
I have no idea, but I do know that when I did a crypto payment for the first time, I experienced a “mind blowing” experience.
We’ll see.
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