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jelca thinksBlock & Cash App
a behemoth tech company that is pushing ahead of the times
jelca thinksHow Co-investing Works
if you have the opportunity, take it, but make sure you understand how it works!
jelca thinksBlockchain Carbon Solutions
the applicability of blockchain solutions in the carbon markets
<100 subscribers
jelca thinksBlock & Cash App
a behemoth tech company that is pushing ahead of the times
jelca thinksHow Co-investing Works
if you have the opportunity, take it, but make sure you understand how it works!
jelca thinksBlockchain Carbon Solutions
the applicability of blockchain solutions in the carbon markets
Subscribe to jelca thinks
<100 subscribers
Share Dialog
Share Dialog
Banks make money on fractional reserve banking / net interest margins.
They pay for infra managing costs and then distributes profits to shareholders.
Create better products
Allow for new products to be built on top - This is now called embedded finance
You deposit assets / lend into a liquidity pool
Essentially earn interest as the algorithm / DeFi protocol lends those assets to borrowers (quite often very suspiciously)
What it pays to deposit wallets - borrow wallets = what you get
Almost no fixed costs and no profits as it distributes most of it to depositors and returns some to a treasury
Treasury funds are used to fund contributors and maintain / upgrade the protocol
Protocol has no shareholders but rather has token holders.
DeFi protocols do NOT hold the funds themselves like a bank.
They set the price based on perceived risk of borrowers / depositors aka lenders.
P2P lending at its finest.
No middleman
Banks make money on fractional reserve banking / net interest margins.
They pay for infra managing costs and then distributes profits to shareholders.
Create better products
Allow for new products to be built on top - This is now called embedded finance
You deposit assets / lend into a liquidity pool
Essentially earn interest as the algorithm / DeFi protocol lends those assets to borrowers (quite often very suspiciously)
What it pays to deposit wallets - borrow wallets = what you get
Almost no fixed costs and no profits as it distributes most of it to depositors and returns some to a treasury
Treasury funds are used to fund contributors and maintain / upgrade the protocol
Protocol has no shareholders but rather has token holders.
DeFi protocols do NOT hold the funds themselves like a bank.
They set the price based on perceived risk of borrowers / depositors aka lenders.
P2P lending at its finest.
No middleman
jelca thinks
jelca thinks
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