notice - a web2 proposal (before I knew about web3)
Blog iconJohn Young
Nov 13
The following quasi-pitch deck, I completed as part of my M.Arch thesis in 2017/18. This is both a critique of the dominant "top-down" system in real estate development and proposal for a platform called notice that would facilitate a new "bottom-up" system of real estate development and community ownership. My ideas on the application back in 2017/2018 were based upon web2. I was not forward thinking enough at the time to see this through web3. This is what I am in the midst of evaluating/de...

John Young

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Debt + Equity (Dogma) = Boring Spaces
Blog iconJohn Young
Nov 6
Commercial real estate is capital intensive. While other sources of capital such as grants and tax credits are out there, the two predominant sources are debt and equity. In commercial real estate, available debt is determined by several factors. The main concern is solvency. Naturally, a lender wants to know they have an extremely high likelihood of receiving interest and principal payback of their loan. In evaluating this risk, a lender looks at the likely cash flow (net income) of a proper...