Columnist of the documentary/new wave financial opinion (Bkopleader) The spirit of openness should be promoted, but it is not encouraging in itself. If the business itself is not competitive, the opening of the API interface will not remain competitive. Openness is only beginning, and openness is not a success in itself, which needs to be borne in mind. As a result of the opening of the financial science and technology giants, a number of banks have recently begun to set up open platforms to ...