It's no exaggeration to say that decentralized finance and DeFi is pretty much one of the most exciting things to happen this century. Instead of leaving cash in the hands of bankers and investment managers, people can now save, invest and borrow using cryptocurrencies through DeFi's fully automated digital "smart contracts".

It sounds crazy, but it's actually not that complicated. Just as a variety of technologies are changing our lives, DeFi is changing the way we make money. Unlike the traditional centralized finance ("CeFi") model, we can still save and invest, but we can save the fees that were charged by the middleman