Getting motivated in bear market is very difficult, but throughtout history the best decision has been made during the hardest time, as warren buffet says”be greedy when others are fearful and bne fearful when other are greedy” this has been further reiterated ny JP morgan”the best time to enter the market is when there is blood on tnhe streets” i will like to give a pick on $BNPL token a governance token for a project the bring the concept of buy now and pay later; a fully uncollatralized lo...