The blockchain landscape is evolving rapidly. While Ethereum remains the dominant force in DeFi, a new generation of Layer 1 blockchains is emerging—chains like Reef, Monad, Celo, and others that offer unique value propositions but lack the mature DeFi infrastructure that users have come to expect. For these emerging ecosystems, the question isn't whether they need lending protocols—it's which ones should deploy first.

The blockchain landscape is evolving rapidly. While Ethereum remains the dominant force in DeFi, a new generation of Layer 1 blockchains is emerging—chains like Reef, Monad, Celo, and others that offer unique value propositions but lack the mature DeFi infrastructure that users have come to expect. For these emerging ecosystems, the question isn't whether they need lending protocols—it's which ones should deploy first.