During my time at university, I mostly did two things: learned about blockchain and failed to get a bunch of startups off the ground. Despite the time I invested trying to understand the fundamental value of blockchain, I had a deeply negative perception of anything related to finance. All I could see was speculation and sharks, with a questionable chance of adding value to the world (more on this later). In fact, when I first met Merlin – one of our future cofounders – at an Ethereum hackath...